Get Started

Tell Us About Yourself

Make Your First Deposit

Get Ready to Bank

PNC SmartAccess Prepaid Visa® Card

Fast, Easy, Secure.
Apply online in minutes.

- Tout Container heading here -

First, tell us about yourself
You will need a photo ID. We'll also have you answer a few easy questions.

Next, receive your card within 7-10 days of your application

Activate, add money and use your SmartAccess card.

Get Started

Are you a U.S. citizen?

We are unable to accept online applications from non-U.S. citizens at this time. Please visit one of our branches to apply. Thank you for choosing PNC Bank.

PNC requires that both applicants must be 18 or older to apply online. If you're a Student and want to complete a Virtual Wallet Student application online, the student must be at least 16 years old. Students under the age of 18 will need to complete the application with a parent or guardian present. For security purposes, the parent/guardian must be a current PNC customer enrolled in PNC Online Banking, and will be asked to enter their Online Banking login credentials during the application process. Both student and parent/guardian will need a valid driver license or state ID to continue. Please click here to apply for the joint Student product.

Unfortunately, PNC SmartAccess is currently not available in your location.
Thank you for your interest in PNC.

Please select a valid state from the list.


Speak to a sales representative about our products and services.

7:00 a.m. to 10:00 p.m., EST, Monday through Friday and 8:00 a.m. to 5:00 p.m., EST, Saturday and Sunday

Visit Customer Service »

Find answers to FAQs and view additional phone numbers so we can further assist you.