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Apply online in as little as 10 minutes! It's safe and secure.
With the Performance Select checking account, you have access to our highest level of rewards and benefits. Earn more, save time and money, and gain control with a host of convenient features and options.
Other banks' surcharge fees are reimbursed. See how much in your area »
Up to $10,000, with no additional charge.
Earn the highest level of rewards with select PNC Visa® Credit Cards
No monthly service charge if you meet any ONE of the following requirements:
Otherwise, the monthly service charge for Performance Select Checking is $25.
Earn cash back with PNC Purchase Payback and your
PNC Bank Visa Debit Card
Simply visit your Rewards Center in Online Banking and activate the offers you want; then shop or dine using your PNC Bank Visa Debit Card and follow the instructions on the offer. The cash you earn is then deposited into the account you choose. The more you use your card for purchases, the more offers you'll see.
Learn more about PNC Purchase Payback® »
With a PNC points® Visa Credit Card
With a PNC CashBuilder® Visa Credit Card
Get a higher relationship rate on your Premiere Money Market and Standard Savings account when you set up a qualifying monthly direct deposit of $5,000 to a Performance Select Checking account OR make at least 5 qualifying purchases in a month with your PNC Debit Card or a linked PNC Visa® Credit Card.
Direct Deposit - Sign up to have your payroll, pension, Social Security, or any regularly received income deposited directly to your account. Learn More»
Overdraft Protection - Safeguard your checking account by linking it to a Protecting Account - another PNC checking, savings, money market, credit card or line of credit. When there are insufficient funds in your account to pay for an item, funds can automatically transfer from the Protecting Account to cover your payments. Learn More»
PNC Bank Visa Debit Card - The PNC Visa Debit Card is the easiest way to pay, right from your checking account. Safer than cash, faster than writing checks, and every purchase can be tracked online or on your monthly statement. Learn More»
Auto Savings - Make automatic transfers from your PNC checking to your PNC savings or money market account. You choose the amount you want to transfer and how often. Learn More»
Automatic Loan Payment Plan - Take advantage of interest rate discounts on consumer installment loans and consumer lines of credit accounts with automatic payment from a PNC checking account. Interest rate discounts do not apply to PNC Mortgage loans.
Automatic Check Reorder - Automatic Check Reorder is a free service available to PNC personal checking and money market account customers who order their checks through one of PNC's primary check vendors. Learn More»
Checking Imaging - With online check image access through PNC Online Banking, you can click to view, print or download the information you want. Learn More»
Online and Mobile Banking - Simplify the way you manage your finances with PNC Online Banking. Check your balances & recent transactions, pay your bills, move money between your accounts, & even send money to your friends and family whenever you like. Learn More»
Automated Telephone Banking Services - Get immediate access to a variety of PNC Bank account related information right over the phone. It's free, easy, and secure. There's no waiting for a consultant with our automated response system, and it is available anytime - nights, weekends, and even holidays. Learn More»
In addition to basic name and address information, you’ll need:
Note – if applying for a joint account, you’ll need the address, Social Security number and government ID information for the joint applicant as well.
Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.
In order to qualify for a Relationship Rate for Premiere Money Market, you must have a linked checking account (for the Performance Checking Relationship Rate, you must have a linked Performance Checking or Virtual Wallet® with Performance Spend; for the Performance Select Checking Relationship Rate, you must have a linked Performance Select Checking or Virtual Wallet with Performance Select) and meet one of the following requirements:
(A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.)
Starting with the calendar month following when you open your Premiere Money Market account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.
If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Premiere Money Market account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.
In order to qualify for the Relationship Rate for Standard Savings, you must have a linked Standard Checking, Performance Checking, Virtual Wallet® with Performance Spend, Performance Select Checking or Virtual Wallet with Performance Select and meet any one of the following requirements:
(A qualifying debit card purchase is defined as any debit card purchase made at point of sale using your signature PIN, or a purchase made electronically or online using your debit card number, inlcuding recurring payments.)
Starting with the calendar month following when you open your Standard Savings account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.
If you or we make changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Standard Savings account), you may no longer qualify for a Relationship Rate.
Loans and lines of credit subject to credit approval. Discount only applicable as long as payments are set up for automatic deduction from a PNC Checking account. The removal of any discount, such as auto deduction or employee, will increase the rate.
Covers up to $10,000 out of pocket expenses incurred to regain your identity and to repair your credit. Certain restrictions and deductibles apply. See the Summary Description of Benefits for the Personal, Internet and Identity Coverage Master Policy for details. Coverage applies to Primary Checking account only, not to additional checking, savings or money market accounts.
A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.
Accounts eligible for inclusion in the combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement. Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. A maximum of ten (10) linked PNC accounts, including this account, may be included in the combined average monthly balance relationship. Customer must request account be linked to receive relationship benefits.
PNC Purchase Payback is a registered mark of The PNC Financial Services Group.
PNC points and PNC Cash Rewards are registered marks of The PNC Financial Services Group, Inc.
Visa is a registered trademark of Visa International Service Association and used under license.
Bank deposit products and services provided by PNC Bank. Member FDIC