Earn at least 1.25% cash back on net purchases
Many ways to get cash back of 1.50% or 1.75%
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PNC CashBuilder ® Visa®
Credit Card
Carry the cash back card that rewards you for your loyalty. With the PNC CashBuilder Visa credit card, maximizing your cash back is easy.
Key Features
Earn same cash back rate on ALL categories
including travel, gas, groceries and more.
Seamless integration with PNC Online Banking and Virtual Wallet
See your overall financial picture.
Features and Benefits
Earn 1.25% cash back
on net purchases in the next billing cycle after you make adjusted purchases totaling any amount up to $1,999.99 in the prior billing cycle*Earn 1.50% cash back
on net purchases in your next billing cycle after you make adjusted purchases totaling $2,000–$3,999.99 in the prior billing cycle*OR
maintain a Performance Checking account or Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements in the prior billing cycle*
Earn 1.75% cash back
on net purchases in your next billing cycle after you make adjusted purchases totaling $4,000 or more in the prior billing cycle*OR
maintain a Performance Select Checking account or Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements in the prior billing cycle*
Calculate Your Cash Back Amount »
Earn same cash back rate on ALL categories, including travel, gas, groceries and more
- Unlimited cash back earning potential
- Redeem when you have accumulated $50 in CashBuilder Rewards
- Have your cash back reward credited to your CashBuilder credit card account or deposited into your PNC checking or savings account
- Your cash back rewards don't expire
Manage your credit card online
In addition to giving you the rewards you want, a PNC credit card can integrate seamlessly with PNC Online Banking and Virtual Wallet. View all of your spending and saving online, from your desktop, tablet or mobile device. Learn More »
The PNC CashBuilder Visa credit card also features:
- No Annual Fee
- Great intro rate balance transfer options
to help you save on interest - Dedicated U.S.-based customer service
We are available 7 days a week to serve you
- Electronic Bill Payment
Pay bills easily and on time. - Online Account Tools
Manage transactions, rewards, balances or payments.
- PNC security & privacy
Protection from credit or identity fraud. - $0 Fraud Liability
You won’t be responsible for fraudulent charges on your account. - Travel & Emergency Protection
It’s automatic, whether you’re at home or away.
**Rates and Fees
| Introductory Offer | Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Then, the Balance Transfer APR |
| Annual Fee | $0 |
| Purchase & Balance Transfer APRs | 14.74% to 23.74%, based on creditworthiness. These APRs will vary with the market based on the prime rate. |
| Cash Advances APR | 23.74% This APR will vary with the market based on the prime rate. |
| Penalty APR | 30.74% This APR will vary with the market based on the prime rate |
| Minimum Interest Charge | $1.50 |
| Transaction Fees: | |
| Balance Transfers | Either $5 or 3% of the amount of each balance transfer, whichever is greater |
| Cash Advances | Either $10 or 4% of the amount of each cash advance, whichever is greater |
| Foreign Transaction | 3% of each foreign transaction in U.S. dollars |
| Penalty Fees: | |
| Late Payment | Up to $35 |
| Returned Payment | Up to $35 |
Tools and Calculators
Calculate Your Cash Back Amount
Use the calculator below to estimate your cash back amount!
$
Your average yearly credit card spend is: $1,200
You could get back †
$15 (1.25%) per year
Now, adjust the slider to $2000 or greater to see how much more you can earn!Now, adjust the slider to $4000 or greater to see how much more you can earn!
| WITH THESE CHECKING ACCOUNTS |
YOU COULD GET BACK |
|---|---|
Earn 1.75% Cash BackPNC Virtual Wallet with Performance Select or PNC Performance Select Checking Account † |
$21 (1.75%) per year |
Earn 1.50% Cash BackPNC Virtual Wallet with Performance Spend or PNC Performance Checking Account † |
$18 (1.50%) per year |
† If your spending does not qualify you for the higher cash back rate, you must meet minimum balance (or direct deposit) requirements for your qualifying Checking account to be eligible for the higher cash back rate. For details, including limitations and restrictions.
Calculate Your Savings When You Transfer A Balance
Estimate your savings when you transfer your credit card or other debt balances to a new PNC CashBuilder Visa
Enter your current credit card or debt balances
During the 12-month2 promotion period:
| Introductory APR*: | 0% |
| Introductory Term*: | 12 months |
| Balance Transfer Fee*: (minimum $5) |
3% |
You Could Save
$0
NOTE: After the promotion period, a variable APR currently 14.74% to 23.74% based on creditworthiness will be applied.
Calculations & Assumptions: The savings reflected are approximate and are calculated on the difference in interest charges between the higher APR cards you entered and the lower introductory balance transfer APR offered by PNC Bank. Actual savings may be impacted based on your purchase and payment activity. Fees other than the balance transfer fee are not taken into consideration. No upper limit to balance transfer fees are considered. Additionally, it is assumed that no other balances are on the account other than the transferred balance that is subject to the promotional rate. For purposes of this calculator, the minimum payment is calculated as 1% of principal balance plus interest and fees. Your minimum payment may be different. See your credit card agreement for details.
1. Balance transfer amount are subject to limitations and restrictions.
2. The promotion period is the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
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Important Legal Disclosures and Information
CashBuilder is a registered mark of the PNC Financial Services Group, Inc.
Visa is a registered trademark of Visa International Service Association and used under license.
PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein.
Equal Opportunity Lender
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
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