PNC CoreSM Visa®

Credit Card

If you’re looking for simple savings, go with the new PNC Core Visa credit card. It’s a smarter way to save on interest.

Fast, Easy, Secure

Apply online and get a response in minutes and, if approved, you'll receive your card in 7 - 10 days!

*Important Information About Rates & Fees

Compare Rates

See how our low rates stack up with other issuers'.


Key Features

Save on interest

Get our LOWEST intro rate on purchases and balance transfers.*

Get ongoing savings

Get our BEST purchase and balance transfer APRs after the intro period ends.[1]

Seamless integration with PNC Online Banking and Virtual Wallet

See your overall financial picture.

Account Overview

Features and Benefits

Get more savings with lower rates

  • Our LOWEST intro rate on purchases for the first 15 billing cycles from account opening to help you save on interest every time you use your card to make a purchase*
  • Our LOWEST intro rate on balance transfers for the first 15 billing cycles from account opening for balances transferred within the first 90 days following account opening to help you pay off higher-rate cards and save on interest*
  • Ongoing savings with our BEST purchase and balance transfer APRs after the intro period ends[1]

Compare our low rates with other card issuers' »


Manage your credit card online

A PNC credit card can integrate seamlessly with PNC Online Banking and Virtual Wallet. View all of your spending and saving online, from your desktop, tablet or mobile device. Learn More »


The PNC Core Visa credit card also features:

  • No Annual Fee
  • Great intro rate balance transfer options
    to help you save on interest
  • Dedicated U.S.-based customer service
    We are available 7 days a week to serve you
  • Electronic Bill Payment
    Pay bills easily and on time.
  • Online Account Tools
    Manage transactions, balances or payments.
  • PNC Security Assurance
    Protection from credit or identity fraud.
  • $0 Fraud Liability
    You won’t be responsible for fraudulent charges on your account.
  • Travel & Emergency Protection
    It’s automatic, whether you’re at home or away.

*Rates and Fees

Introductory Offer

Introductory 0% Annual Percentage Rate (APR) on purchases for the first 15 billing cycles following account opening.

Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Calculate your savings »

Then, the Purchases and Balance Transfer APRs.

Annual Fee $0
Purchase & Balance Transfer APRs 9.99% to 19.99%, based on creditworthiness.
These APRs will vary with the market based on the prime rate.
Cash Advances APR 21.99%
This APR will vary with the market based on the prime rate.
Penalty APR 28.99%
This APR will vary with the market based on the prime rate
Minimum Interest Charge $1.50
Transaction Fees:  
Balance Transfers

Either $5 or 3% of the amount for each balance transferred during the first 90 days following account opening, whichever is greater. After that, either $5 or 4% of the amount of each balance transfer, whichever is greater.

Cash Advances Either $10 or 4% of the amount of each cash advance, whichever is greater
Foreign Transaction 3% of each foreign transaction in U.S. dollars
Penalty Fees:  
Late Payment Up to $35
Returned Payment Up to $35

*See Important Information About Rates and Fees »

Calculators
How to Apply

We Also Recommend

Manage Your Credit Cards Online

Add the power of PNC Online Banking or Virtual Wallet to your PNC Visa Credit Card and see how easy it can be to keep track of your day-to-day spending.

Learn More »

Visa Checkout

Pay online the easier way with Visa Checkout and your PNC card. Breeze through checkout when shopping online with a single sign-in anytime you see the Visa Checkout button.

Sign Up Now »

Apple Pay™

With Apple Pay, you can now use your iPhone® 6 and iPhone 6 Plus at hundreds of thousands of merchant locations nationwide to conveniently make purchases with your PNC Visa cards, all without reaching for your wallet.

Learn More »

Important Legal Disclosures and Information

  1. Compared to the standard purchase and balance transfer APRs you would receive based on your creditworthiness if you applied and were approved for one of our other currently offered credit cards.

PNC Core is a registered mark of the PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Bank, National Association is the issuer of the PNC Bank Credit Cards.

Equal Opportunity Lender

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC