ATM Banking

Convenience is banking when you want

You can do a lot of banking at the ATM - including depositing checks & cash, transferring funds, checking balances and more - at any hour, every day.

Find a PNC ATM Near You

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PNC DepositEasy℠

PNC DepositEasy is the "envelope-free" way to make cash or check deposits right at the ATM, any time of day or night, including weekends and holidays.

24/7, 365 days

Make cash or check deposits 24/7, 365 days a year

No envelope needed

"Envelope-free" way to make cash or check deposits right at the ATM

Receipt with a picture

Get a receipt with a picture of your checks right on it

Making a Deposit is Easy - See How it Works



Deposit checks right at the ATM

PNC DepositEasy is the "envelope-free" way to make cash or check deposits right at the ATM, anytime of day or night, including weekends and holidays.

Find a DepositEasy ATM Near You

Access Your Money Faster with PNC Express Funds

When you deposit an approved check from your mobile phone or a PNC DepositEasy℠ ATM, PNC Express Funds gives you the option, for a fee, to make the full amount available immediately for withdrawals and purchases.[1]

PNC Express Funds is convenient when:

  • You want the peace of mind that the money will be available right away
  • A bill is due
  • You need access to your deposited check funds immediately

How it works: 

  1. Make a mobile or ATM deposit.[1]
  2. Choose PNC Express Funds.
  3. Acknowledge fee for PNC Express Funds.
  4. Use youre money for withdrawals and purchases immediately.[2]

Additional ATM Features

Chip Cards at PNC ATMs

Chip Cards are now enabled at PNC ATMs, making your experience even more convenient and easy. Depending on the type of ATM, your banking experience may vary.  Watch How »

Dip Card Reader - Card Stays Visible

  1. Insert your card into the ATM with the chip facing up and remove as you normally would.

  2. If the ATM is chip-enabled, the machine will recognize the chip on your card and prompt you to insert the card again.

  3. Place your card back in the reader and leave it inserted. The machine will clamp down on your card.

  4. Follow the screen instructions to complete the ATM transaction.

  5. Take your card when the ATM says the transaction is complete. Don't forget your cash!

Motor Reader - Card Goes Into Machine

  1. Insert your card into the ATM with the chip facing up as you normally would.

  2. If the ATM is chip-enabled, the machine will recognize the chip on your card and will keep the card until the transaction is complete. 

  3. Follow the screen instructions to complete the ATM transaction.

  4. Take your card when the ATM says the transaction is complete. Don't forget your cash!

Account Selection

When selecting an account for a transaction, PNC customers will see a change.

Instead of “generic” account designations, (i.e. Checking 1, Checking 2, etc.) the last four digits of the account will be listed.  

This change will only be for PNC account holders. Non PNC-account holders will continue to see generic account designations.

Personalization

The PNC ATM Personalization feature makes visiting our ATMs an easier, faster experience.

In the past, a user had to enter three settings (language, receipt and fast cash) in order to enable ATM personalization preferences. With the enhancement, ATM Personalization no longer requires a user to enter all three settings.

Customers personalizing their ATM experiences will be asked to choose a preferred language. After that, languages can be changed in the “Preferences” menu or online through a user account link.

Within Preferences, your language, fast cash and receipt selections can be set up individually as well as altered individually. Also note that the Preferences will include an e-receipt option, so that receipts can be sent to a PNC account-holder’s e-mail address on file.

E-Receipt Feature

As an enhanced option, PNC customers will be able to choose an e-receipt. This means that ATM receipts will be sent to the primary e-mail address customers have registered with PNC. Customers will not be able to alter or input an e-mail address at the ATM. When a user chooses the e-receipt option, that user will be shown the e-mail address on file and asked to confirm that it is correct.

Prepaid Card

PNC SmartAccess® Prepaid Visa® card customers will now be offered ATM options specific to their cards.

That is, ATMs will read prepaid cards and display their corresponding transactions (instead of the comprehensive transaction menu offered to debit card holders). The new function will ensure that PNC SmartAccess prepaid card customers choose eligible transactions. That is, PNC SmartAccess card holders can't accidentally choose inapplicable options and receive an error message.

Two Screen Types, Same Great Service

We have two types of ATM screens - screens that are key-controlled and touch-screens. You can expect enhancements at both types of ATMs.

The enhanced screens won’t impact the function. PNC Bank ATMs still offer check-cashing and check images on receipts. Deposits made before 10 p.m. ET (9 p.m. CT) will still be considered to be made that day.

Screen-side Key Controls

On this ATM type, the user chooses transactions via the push-button keys flanking the screen.

Touch-Screen ATMs

On this ATM type, the user indicates choices by touching the screen.

Frequently Asked Questions

 

Important Legal Disclosures and Information

  1. Only available at PNC DepositEasy℠ ATMs

  2. After capturing your check images, if the check qualifies, we will offer the choice between standard funds availability at no charge or PNC Express Funds for a fee.

    Approved checks are eligible for immediate availability on withdrawals and/or purchases for a fee of 2% of the total check amount. A $2.00 minimum fee will apply.

    If a check is returned due to insufficient funds, PNC will not debit your account.

    If your deposit is completed before 10 p.m. ET on a business day, your funds will also be available to pay checks or items during nightly processing. If your deposit is completed after 10 p.m. ET, your funds will be available to pay checks or items presented on the next business day.

    Note: With standard funds availability (no charge), checks drawn on PNC will be available the evening of your deposit to pay checks or items presented that evening for posting if your deposit is completed by 10 p.m. ET.

  3. Zero Liability Fraud protection does not apply to ATM transactions or PIN transactions not processed by Visa, and certain commercial card transactions. Notify PNC Bank immediately of any unauthorized use. For specific restrictions, limitations and other details regarding unauthorized use, see your account agreement.

Apple, iPod, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc.

Google Pay and Google Play™ store are trademarks of Google Inc.

PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC DepositEasy is a service mark of The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC