Google Pay™

Android Pay is now Google Pay

With Google Pay™, you can now use your supported Google mobile device to make purchases at over a million merchant locations nationwide without even reaching for your wallet.

Get Started Now

Download the Google Pay app from the Google Play Store.

Have Questions?

Learn more about Google Pay.

Google Pay is a convenient new way to make purchases using your PNC credit, debit cards[1] and SmartAccess® cards on any eligible Android device[2]. Reaching for your wallet will become a thing of the past as you breeze through the checkout lanes with virtually just a wave of your phone. 

Download the Google Pay app from the Google Play Store to get started.


Pay with Ease

  • By enrolling your eligible PNC credit and debit cards in Google Pay, there’s no need to pull out your wallet when making everyday purchases.
  • Best of all, with Google Pay you still get all the rewards and benefits that your PNC credit or debit card already provides.
  • When you make a purchase using Google Pay, a substitute device account number and a transaction specific code are used to process payments.
  • Your Google Pay transactions are covered by the same PNC security & privacy that protects your PNC credit and debit cards.


Get Started Now

  • It’s easy to add your PNC credit, debit and SmartAccess cards to Google Pay. Simply download and open the Google Pay app on your eligible Android mobile device to get started.
  • If you already have a PNC credit, debit or SmartAccess card in your Google account, you can quickly import it into Google Pay by confirming a few details.
  • To add a PNC debit or credit card that is not in your Google account, you can enter the information manually or use your device camera when prompted to capture it automatically. Google Pay will perform a simple validation with PNC before the card is ready to use. 



Frequently Asked Questions

Don't have a PNC credit card?

Compare our credit cards »

Where can I use Google Pay?

Google Pay is accepted at over one million stores across the US. When you're ready to check out, look for the Google Pay or contactless payments symbol where you normally swipe your card.


When you see one of these symbols at checkout, hold your Android device in front of the secure reader to initiate your payment. The contactless reader communicates wirelessly with your phone, so all you need to do is tap, pay and you’re done.

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Security & Privacy

We are committed to protecting the security and confidentiality of your information.

Learn More »

Important Legal Disclosures and Information

  1. PNC MasterCard® and commercial credit cards are not eligible at this time.

  2. Eligible Android devices must have an NFC antenna to be eligible.  Please refer to the list of eligible devices in the "What mobile devices are eligible for Google Pay?" question and answer in Google Pay Basics above.

PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

Visa is a registered trademark of Visa International Service Association and used under license.

Google Pay is a trademark of Google Inc.

Google Play and the Google Play logo are trademarks of Google LLC. 

Android Pay is a trademark of Google LLC.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

SmartAccess is a registered trademark of The PNC Financial Services Group, Inc.

MasterCard® is a registered trademark of MasterCard International, Inc.