Premiere Money Market

PNC's Premiere Money Market is a savings solution that provides easy money management and FDIC protection to help you achieve your savings goals.  Plus, receive relationship rewards with higher yield interest rates to help you maximize your savings potential.

Fast, easy, secure

Apply online in as little as 10 minutes!


Check rates in your area

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Key Features

The more you save, the more you earn

With tiered rate structure, higher balances will earn higher interest rates

Earn higher yield relationship rates

When certain qualifications are met, earn higher yield rates.

FDIC Insured

Your account is FDIC insured to the maximum permitted by law.

Features and Benefits

  • Minimum to earn interest is $1[1]
  • Higher interest rates with higher balances
  • No charge for withdrawals or transfers[2]
  • FDIC insured to the maximum permitted by law
  • Auto Savings - Automatic transfers to grow your savings
  • Free PNC Banking card[3]
  • Free online view of prior 90-days's deposit tickets and Deposit Ticket detail list[4]
  • Free and unlimited account access by phone, web[5] and mobile[6]

Get higher yield relationship interest rates

Own a qualifying PNC checking account and meet ONE of the following requirements[7] to get a higher yield relationship rate:
  • Set up a monthly qualifying direct deposit of
    • $2,000 ($1,000 for WorkPlace or Military Banking customers) to a Performance Checking account
    • $5,000 to a Performance Select Checking account
  • OR, Make at least 5 qualifying purchases in a month with your PNC Debit Card or a linked PNC Visa® Credit Card.

Requirements

Minimum to open $100
To Avoid Service Charge

$5,000 average monthly balance

Monthly Service Charge

$12, if average monthly balance is not met

Balance to Earn Interest (Minimum daily balance to obtain the Annual Percentage Yield) Tiers
$1.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 - $249,999.99
$250,000.00 - $499,999.99
$500,000.00 - $999,999.99
$1,000,000.00 +

How to Apply

Meet Melissa

“Life is an amazing journey… and sometimes even the ups of the roller coaster can come to us by surprise. So it’s important to plan early, plan often, and just hope for the best.”

- Melissa S.

Important Legal Disclosures and Information

  1. See the Account Agreement for Personal Checking, Savings and Money Market Accounts - Interest Payment and Balance Computation section for details.

  2. Federal regulation prohibits you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of-sale purchase transactions with a banking card, by preauthorized or automatic agreements, telephone, or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Money Market or Savings account to a non-interest bearing checking account.

  3. Debit Card purchases not available.

  4. Deposited Check images viewable, for a charge per image.

  5. Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.

  6. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

  7. In order to qualify for a Relationship Rate, you must have a linked checking account (for the Performance Checking Relationship Rate, you must have a linked Performance Checking or Virtual Wallet® with Performance Spend; for the Performance Select Checking Relationship Rate, you must have a linked Performance Select Checking or Virtual Wallet with Performance Select) and meet one of the following requirements:

    • Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your Checking account using your Visa® Debit Card or to your linked Visa Credit Card.
    • Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Virtual Wallet with Performance Spend or Performance Checking during the previous calendar month.
    • Have $5,000 in qualifying direct deposits in a linked Virtual Wallet with Performance Select or Performance Select Checking during the previous calendar month.

    (A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.)

    Starting with the calendar month following when you open your Premiere Money Market account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.

    If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Premiere Money Market account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.

Visa is a registered trademark of Visa International Service Association and used under license.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC