Standard Savings

PNC’s Standard Savings is an easy and convenient savings solution designed to help you jump start your savings routine.  Whatever your savings goal - building your emergency fund, saving for something special, or simply starting good savings habits - we provide access to financial education tools and resources to help you understand how to make the most of your money.

Fast, easy, secure

Apply online in as little as 10 minutes!

View rates in your area

Visit the interest rate center to see rates for this account

Key Features

Just $25 to Open

Start building your personal savings to reach your financial goals and prepare for the unexpected.

Automatic Savings

Make automatic transfers from your checking to your savings accounts.

Overdraft Protection

Link your statement savings account to your PNC checking account.[1]

Features and Benefits

  • FDIC insured to the maximum permitted by law
  • No required minimum balance if you are under 18 years old
  • Minimum to earn interest is $1[2]
  • Unlimited deposits
  • Auto Savings - Automatic transfers to grow your savings
  • Free PNC Banking card [3,4]
  • Free and unlimited account access by phone, web[5] and mobile[6]
  • Free online view of prior 90-day's deposit tickets and Deposit Ticket detail list[7]

Get higher yield relationship interest rates

Own a qualifying PNC checking account and meet ONE of the following requirements[8] to get a higher yield relationship rate:
  • Set up a monthly direct deposit of
    • $500 to a Standard Checking account
    • $2,000 ($1,000 for WorkPlace or Military Banking customers) to a Performance Checking account
    • $5,000 to a Performance Select Checking account
  • OR, Make at least 5 qualifying purchases in a month with your PNC Debit Card or a linked PNC Visa® Credit Card.

How to Apply