Virtual Wallet® Student gives you the resources you need to help you keep track of your money.
PNC Student Banking makes managing your money while you're at school one less thing to worry about.
PNC Bank - Official Bank of the University of Louisville
Show school pride with a PNC Bank Visa® debit card designed for the University of Louisville.
When you need money fast or need some in-person assistance? We have ATMs and branches nearby.
Link your ID to your PNC Bank account.
Just think of it. The lectures. The tradition. The intellectual atmosphere. Oh and the, um…social life. To get the most out of all that excitement, you'll want to make the most of your money. Virtual Wallet Student helps manage life on campus, and your budget, with features that let you bank the way you want to.
When you need money fast, go to PNC. Our nearest branches and ATMs are listed below. You can also use our ATM and Branch Locator to find us no matter where you are, and sometimes banking online or going mobile can be what the situation calls for.
Link your ID to your PNC Bank account and you can use your Cardinal Card ID to get cash at ATMs. Linking is free, and you get the convenience of carrying one card around campus.
Frequently Asked Questions
I want to use my Cardinal Card ID as an ATM Card - where do I start?
It's easy - all you need to do is:
How do I link my Cardinal Card ID to my PNC account?
You have three options for linking your card. No matter which you choose, it should only take a few minutes to "get linked."
Why do I need a Personal Identification Number (PIN) for my Cardinal Card ID?
Your unique PIN enables your Cardinal Card ID to function at ATMs that accept STAR for any PIN based transaction.
This PIN is separate from the one you may have selected for your PNC Bank Visa®Debit Card. But you can choose whether you want the same PIN for both or make them different - whichever makes you more comfortable.
What if I lose my Cardinal Card ID?
If you lose your Cardinal Card ID, you should immediately remove any existing links to your PNC Bank accounts. You have the following options to remove the link(s):
It is very important to remove the account links attached to your Cardinal Card ID as soon as you realize your card has been lost.
If you lose your Cardinal Card ID, you are not required to obtain a new PIN. However, you may choose to do so by either going online, or visiting the nearest branch.
Resources to help you improve your financial IQ.
You’re just getting started in life. You have big dreams for the future, some of which – like a car, a house or more schooling – cost more money than you have right now. Credit is a tool that can help you achieve those financial goals. Learn how to get off on the right foot and make smart choices about credit.
Things happen fast in college. New classes. New friends. New interests and opportunities. That’s all the more reason you may want to think about using a budget. Get practical advice on how to manage your money today, which is an important step to a strong financial future.
Identity theft is a serious crime that can have lasting effects on its victims. And, unfortunately, as a young adult, you may be at a greater risk of ID theft because you have little or no credit history and you may not know how to protect yourself. Discover how identity theft happens, and learn what actions you can take to prevent criminals from assuming your identity.
Planning for College
Making smart decisions before you borrow for college will help you in the future. PNC offers multiple resources for plotting out how you’ll pay for your education.
Tips from Experts
We want you to have the knowledge and confidence to manage your money. That’s why we created PNC Achievement Sessions—a series of practical sessions taught by real-world experts on financial topics that matter to you.
Banking in the US
While in the United States, International Students will need to manage their finances, and a bank checking account helps you do that. This overview defines the types of accounts you can get and how to open them.
We get it. You want them to be independent. But it's always nice to have a lifeline home. Virtual Wallet Student gives your child a quick connection to you, with alerts and features that give you insight into their account while still letting them figure things out on their own.
PNC has banking designed just for students.
Our Virtual Wallet Student provides a banking solution with features like a calendar customized for students, mobile and text banking and much more, students will have a clear view and control of their money.
PNC student accounts are parent-friendly too.
“Parent Alerts” allow you to see the same e-mail notice your student gets when the account balance is getting low.
PNC provides free financial education for students.
Working in conjunction with the University, PNC will schedule financial education seminars on campus to assist students with Banking Basics, Budgeting, Identity Theft, and Protecting their Credit.
PNC provides free incoming wires and a courtesy overdraft waiver.
Student banking also comes with one free incoming wire transfer per monthly billing cycle and a courtesy overdraft fee waiver for the first NSF incident that may occur in the first 12 months after opening a new account.
Starting college is daunting enough, even when it's in your home country. Make your transition to the U.S. easy by finding out the essentials of banking here, getting money from home, and keeping track of your hard-earned dollars.
Contact us by phone between the hours of 7:00 a.m. and 10:00 p.m., ET, Monday through Friday and 8:00 a.m. and 5:00 p.m., ET, Saturday and Sunday, at 877-PNC-1000 (877-762-1000), or visit your local PNC Bank branch.
PNC opened a branch on the Morgan State campus. Brian signed up for Virtual Wallet Student and hasn’t looked back. His school-branded account fits in with his own sense of school pride: "I love to showcase my institution. It's like paraphernalia I don't have to pay for!"