Personal Installment Loan


A Personal Unsecured Installment Loan provides you access to the money you need without using your property as collateral.[1]

Rates by
Zip Code

Check interest rates on loans in your zip code.

A Flexible Borrowing Option to Consolidate Debt or Make a Large Purchase 
No Prepayment Penalty

You can repay in full at any time.

Choose Your Amount

For loan amounts between $1,000 and $35,000.

No Collateral Required

No collateral required for unsecured loans.

The Personal Installment Loan at a Glance

Minimum Loan Amount $1,000
Maximum Loan Amount $35,000
Collateral None
Terms Available Various repayment terms available
Rate Fixed[2]
Prepayment No prepayment penalty
Payment Frequency Monthly

How to Apply for a PNC Personal Installment Loan


Ways to Apply


It's easy to apply and here's what you'll need to quickly complete the application:

  • Applicant’s full legal name, social security number and date of birth
  • The dollar amount that you would like to borrow
  • One form of photo ID (driver's license, state-issued ID or US passport)
  • Previous address, if at current address less than two years
  • Your annual income and any other income to be considered

If you are applying with a co-applicant,
you will need their:

  • Current address and previous, if less than two years
  • Annual income and any other income to be considered


Apply for a Personal Installment Loan Today!


Apply Now

By Phone


Mon - Fri: 7am to 10pm ET
Sat - Sun: 8am - 5pm ET

At a Branch

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Important Legal Disclosures and Information

  1. Credit is subject to approval. Certain restrictions and conditions apply.

  2. An interest rate discount, such as for Automatic Payment and for PNC employees, may be available. If automatic payment is discontinued or PNC employment ceases, the applicable discount may be removed and the rate may increase.

*The rates we advertise include the 0.25% automatic payment discount. Discount only applicable as long as payments are set up for automatic deduction from a PNC Checking account. The removal of any discount, such as auto deduction or employee, may increase the rate. The displayed rates are available to well-qualified applicants. Your actual APR may be higher than the disclosed rates and will be based on your credit qualifications, amount borrowed, repayment term (installment loan), the then current variable-rate index value (line of credit), whether you elect the automatic payment feature from a PNC checking account and number of days to first payment. See "Get Rates" for more details about current rates.

PNC is a registered service mark of The PNC Financial Services Group, Inc. ("PNC"). Bank deposit products and services provided by PNC Bank. Member FDIC.