Financial Education

As a Main Street bank, we are invested in our customers’, communities’ and employees’ financial well-being. Believing that taking simple steps today can make all the difference in one’s future, we devote significant energy and expertise to ensure that we are delivering the most relevant insights and resources when and where our stakeholders need them.

Here are a few examples of what we're doing to promote financial literacy:

PNC My Finance Academy

We launched this tool last year when research showed us that students want to learn money management skills from their financial institution nearly as much as their parents do. Schools were also asking us for financial education materials. To meet the need, we launched the PNC My Finance Academy web page featuring easy-to-access articles, podcasts and our first webcast. We are continuing to develop content that will help students interested in growing their financial skills. To learn more, visit PNC My Finance Academy

PNC Point of View

This website offers resources, perspectives and insights that range from preventing theft of your child's identity to the steps to take if you inherit a retirement account. In 2018, we published 53 articles with financial advice and educational tips that not only reached a large audience on our website, but were also widely distributed across social media and other news channels. To learn more, visit PNC Point of View

Foundations of Money Management

This online banking essentials course is tailored for those who are entering or re-entering the banking system. In 2018, 8,200 people completed the course.

Homebuyer Education Program (HEP)

In partnership with the PNC Foundation, PNC Community Development Banking provides grants to U.S. Department of Housing and Urban Development (HUD) approved housing counseling agencies that offer homebuyer education. PNC employees work with these agencies to host courses that cover the many steps to buying a home, from estimating monthly payments to shopping for and purchasing a home.

In-Person Seminars

Our financial advisors regularly present seminars that are focused on different life stages and financial goals:

• Five Threats to Your Retirement: Identifies the primary threats to a successful retirement and the actions you can take to help overcome them
• Retirement Planning: Helps you achieve your vision of retirement
• Retirement Income Planning: Transitioning from Accumulation to Distribution: Helps you plan for sustainable income in retirement
• The Role of Insurance in Your Financial Plan: Outlines the roles insurance can play in your financial plans, including retirement planning, protection planning, legacy planning, funding long-term care and more
• Overcoming the Challenges of Market Volatility: Offers insight into market volatility and strategies to help limit the impact on your portfolio
• The Role of Social Security in Your Retirement Income Strategy: Provides insight into the role Social Security can play in your retirement income planning
• Understanding the Impact of Rising Interest Rates on Your Portfolio: Discusses the ways rising interest rates can impact your portfolio and actions you can take to help minimize them
• What To Do with Your Old 401(k) or Other Retirement Plan: Presents the options for a 401(k) account from a former employer and weighs the pros and cons of each option
• Women, Finances and Investing: Smart Financial Strategies for Every Stage of Life: Addresses the unique financial issues women can face in each stage of their lives
• FDIC Workshops: Through our partnership with the Federal Deposit Insurance Corporation (FDIC), PNC offers various workshops to help equip customers with the resources they need to make informed financial decisions:
  • FDIC Bank On It outlines available banking services and how you can build a positive relationship with a financial institution.
  • FDIC Money Matters provides tools and guidance to help you prepare a personal spending plan and decrease your spending.
  • FDIC Pay Yourself First focuses on how you can increase your savings to meet your financial goals.