Almost two-thirds (64 percent) of Americans with $100,000 or more in assets say they are on target or ahead of their goal for retirement planning goals while a third (35 percent) say their retirement planning goals have not been adversely affected by the recession, according to the "Perspectives of Retirement Survey: Lessons from Successful Savers" survey.
Asked the most important retirement-related decisions they have made in their lives, almost half (47 percent) of the 1,038 respondents pointed to "living within my means" while more than a third (35 percent) say they "started saving from an early or at a young age." Forty-two percent say saving for retirement is their primary financial goal.
Survey respondents demonstrated financial discipline other than saving, as 46 percent said they have reduced debt, one-third (33 percent) have changed their spending habits, and one-quarter (23 percent) have paid off their mortgage. According to the nearly three quarters (72 percent) invest as much as they can through their employment retirement account and almost two-thirds (62 percent) regularly save in addition to their employment account.
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