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First, tell us about yourself
You will need a photo ID. We'll also have you answer a few easy questions.

Make your first deposit
using one of our many funding options.

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Enjoy the benefits your account has to offer.

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Are you a U.S. citizen?

We are unable to accept online applications from non-U.S. citizens at this time. Please schedule an appointment at one of our branches to apply, or locate a branch to visit later. Remember to bring two forms of identification.


If you're applying for a promotional offer, make sure to request a coupon and bring it to the branch with you.


Thank you for choosing PNC Bank.

PNC requires that both applicants must be 18 or older to apply online. If you're a Student and want to complete a Virtual Wallet Student application online, the student must be at least 16 years old. Students under the age of 18 will need to complete the application with a parent or guardian present. For security purposes, the parent/guardian must be a current PNC customer enrolled in PNC Online Banking, and will be asked to enter their Online Banking login credentials during the application process. Both student and parent/guardian will need a valid driver license or state ID to continue. Please click here to apply for the joint Student product.

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