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Alistair Jessiman [00:00:04] Hello and welcome. I am excited to have you join me as I take a moment to reflect on 2022 and share with you how we will serve you well in 2023 and beyond. 2022 was an interesting year for all of us. And though it brought obstacles, it also offered opportunities. In particular, for many of us working with you, it helped create an opportunity for us to see a better future for your mission and find ways to better accomplish that mission. We've been through headwinds before, maybe not for the same reasons, but we have a history of helping our clients and their employees stay the course and find light in the storm. As we look ahead, we will continue to be inclusive—both within the communities we serve and as our employees and your employees come together—intentionally listening and learning from one another to optimize your ability to fulfill and grow your mission and purpose. Finally, I want each of you to know that we at PNC Institutional Asset Management value your business and our relationship. I look forward to seeing many of you in person next year as I travel coast to coast across our markets. And on behalf of all of us, I wish you a safe, healthy, and happy holiday season and prosperous 2023.