Commercial Online Banking: Built for the way you work.

PINACLE®, PNC’s top-rated online commercial banking tool, enables you to confidently manage your banking activity on your desktop, tablet or phone. Built for the way you work, PINACLE helps you spend more time on what is important to you – nurturing your business.

Important Update:

Find out more about the Paycheck Protection Program with PNC.
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The Simple, Integrated Solution you've asked for

Do you wish QuickBooks® showed your up-to-date cash position?

Great news: you can set up PINACLE to reconcile your accounts in QuickBooks and save yourself time every day.

What access should employees have to accounts? What is the right setup?

PNC has you covered with drag and drop teams and permissions. Peace of mind is just a click away.

When you have a lot of payments and approvals, what is the right balance of security and flexibility?

You decide. The option for self-approval puts the control in your hands, where it belongs.


Pay vendors and suppliers from the office or on the go

  • Real-time and same day payment options available.
  • Save payee payment information for easy access.
  • Track progress of your payments through robust reporting.
  • Boost security with options including token authentication, unique dollar initiation and approval limits.

See your accounts and balances in a single dashboard view

  • Synchronize your information with QuickBooks®.
  • View daily pending and posted transaction information.
  • Customize reporting with robust filtering and search capabilities.
  • Transfer funds easily between accounts.



Provide secure access to employees through teams and permissions

  • Set up a user in less than 5 minutes with predefined default permissions or customized permissions.
  • Enhance your browsing security through our Trusteer Rapport® online protection software.[1]
  • Get step-up authentication on the go with the PINACLE Pass™ Mobile Token.

Deposit your checks without going to the branch

  • Utilize mobile deposit to deposit through your phone, or create a deposit via a remote deposit scanner.
  • View robust deposit reporting including deposited images for easy reconciliation.
  • Prevent checks from being submitted twice and safeguard against unbalanced deposit transmission with our security features.

PINACLE Product Details

 Banking Services For All Your Business Needs

Treasury Management

Providing a full suite of solutions to help meet your cash management needs.

EXPLORE our receivables, payables, deposit and account services, liquidity, management, and online and mobile banking.

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Commercial Lending

Supporting a wide range of financing alternatives.

EXPLORE revolving lines of credit, leasing strategies, card programs, real estate acquisition, construction loans and more.

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Asset Management

Preparing your business for today and tomorrow.

EXPLORE our advisory, retirement and asset management solutions.

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Merchant Services

Offering robust end to end payment processing solutions.

EXPLORE the right payment processing solutions, guided by extensive industry experience and backed by knowledgeable support, 24/7.

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Get Started

Take a Self-guided Tour

Explore the PINACLE application at your pace with this self-guided tour.

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We'll Call You

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Set an Appointment

Pick a time that works for you and one of our relationship managers will call you then.

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By completing this form, you are authorizing us to contact you (via email and/or phone) to answer your questions and provide more information about our services.

Important Legal Disclosures & Information

  1. By clicking “Download”, you will be directed to a third-party website hosted by Trusteer, a third-party that is not affiliated with PNC Bank. While this software is a valuable addition to your fraud prevention strategy, PNC Bank will not be responsible for the content or effectiveness of the services associated with Trusteer’s software.

    IBM Security Trusteer Rapport is a registered trademark of IBM in the United States.

Quickbooks is a registered trademark of Intuit Inc.

App Store is a registered trademark of Apple Inc.

Google Play store is a trademark of Google LLC.

PNC, PINACLE, PINACLE Pass, Deposit On-Site, Deposit On-Site Mobile and PNC Commercial Rewards Card are registered marks of The PNC Financial Services Group, Inc. ("PNC").

A supported mobile device is needed to use Deposit On-Site Mobile.  Also, your wireless carrier may charge you for data usage.  Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging changes that may apply.

RTP is a registered trademark of The Clearing House Payments Company, LLC.

All other trademarks are the property of their respective owners.

PNC does not charge a fee for the mobile banking service. However, a supported mobile device is needed to use mobile banking. Also, your wireless carrier may charge you for data usage. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.