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Real Estate Business News
Practical Knowledge
Stay on top of the latest in the commercial real estate industry with our thought leading content.
INDUSTRY INSIGHTS
Revisiting Interest Rate Collars as a Hedge for Construction Loans
Prior to the financial crisis, zero-cost interest rate collars were a common tool used to hedge construction loans. A zero-cost interest rate collar is created by combining an interest rate cap and an interest rate floor of equivalent value.
INDUSTRY INSIGHTS
Late-Cycle Truth: Business (Almost) As Usual
Past the peak doesn’t mean recession. Caution is smart, but as executives of PNC Real Estate point out, there’s still room to run in this record-breaking upcycle.
INDUSTRY INSIGHTS
A Look Ahead — Factors Affecting Multifamily Demand
Demand in today’s multifamily sector is strong. Find out what developers should consider when planning their next project.
INDUSTRY INSIGHTS
Thought Leading Insights from PNC Real Estate
PNC thought leaders share insights in leading commercial real estate media, including GlobeSt.com and Connect Media.
Real Estate Article Archive
Find out how Your Peers View Liquidity
The annual liquidity survey by the Association for Financial Professionals includes responses from more than 600 corporate practitioners in a variety of organizations and industries. Discover key statistics from this year’s study.
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Are Cap Rates Headed Higher?
Our expectation is that capitalization rates will shift slowly higher over the coming year, but movement will be mixed and influenced by interest rates, cycle position and expansion pace.
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5 Key Trends Influencing Office Space Demands
Today's modern workplace is a far cry from the traditional cubicle-filled office. Learn how these office trends can give commercial real estate developers an edge in the market.
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5 Tips for a Smooth Construction Loan Transaction
Maximize your opportunity by developing a relationship with your lender. Here are some tips to make the construction loan process smooth and timely, and what borrowers can typically expect during the loan process.
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5 Demographics Trends Changing Commercial
Today's demographic changes present challenges for commercial real estate developers, but they also offer lucrative opportunities to firms creatively adapting to new demands.
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The Effects of Tax Reform on LIHTC Pricing
Most stakeholders have proven resourceful and seem to find ways to create feasible projects despite a challenging environment for affordable rental housing development.
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DACA: 4 Subjects Borrowers Need To Understand
When your lender requires a deposit account control agreement, you may be faced with a number of questions and considerations. Here, we set out the basics so you can be prepared for negotiations.
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Two Ways to Hedge Future Bond Issuance
Two of the most commonly used structures to hedge future bond issuance are treasury locks (T-locks) and LIBOR swaps (usually 3-Month LIBOR or 3ML).
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Understanding Pricing Decisions in Today’s Market
Although the merits of tax reform and its effect on the U.S. economy will likely be measured over the years to come, many of the changes became effective January 1, 2018, raising questions about whether or not the new tax legislation will translate into reductions in the cost of debt.
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Making the Most of Receivables
Not so long ago, most of your tenants paid you by check. Today, they may want to pay online, by check or electronically. Are you ready to incorporate all these methods of payment efficiently into your receivables stream?
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The Rapidly Changing Landscape in Retail
Numerous challenges are plaguing today’s traditional retailers, or those with brick-and-mortar stores that rely on foot traffic for sales. Yet, these companies are finding innovative ways to adapt and are reversing a sector-wide sales slump.
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Fannie Mae Awards PNC Real Estate
Fannie Mae has announced that PNC Real Estate was named a Top 10 DUS® Producer and a Top 5 Small Loan Lender for 2017.
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A Successful 2017 in Review
The commercial real estate finance market continued to expand in 2017, and our clients were successful in growing their portfolios.
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Midland Hires Two Senior Executives
Tim Steward, Senior Vice President - Client Solutions, and Linda Bechtel, Operations Group Manager, have joined Midland’s loan servicing management team.
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Midland’s Growth Plan Includes Two New Sales Positions
David Harrison, Senior Vice President, and Terri Wyda, Senior Vice President, will help Midland accelerate its sales and business development efforts.
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Are You Using the Right Payment Technologies for Your Business?
Two new payment networks can streamline your business-to-business and business-to-consumer payments, improving accuracy and reducing costs.
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Derivatives Outlook: Rate Hikes in the Forecast
PNC Economics believes the 10-year Treasury will end 2018 at 3.09%,1 in line with broader market projections, and the highest level since early 2014.
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Improve Your Payables Process and Watch the Benefits Grow
As a company in the real estate industry, your payables processes are likely to be complex, intense and unique. Consider thinking of payables in a new way — as a tool to manage your bottom line. To do that, you need to view the process as a whole.
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When is it Right to Underwrite?
Seeking underwriting may be the best execution for acquisitions that must close by a certain date and for construction projects with tight delivery timelines.
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Improving the CMBS Borrower Experience
The long term viability of commercial mortgage-backed securities as a major source of funding for commercial real estate finance is at risk — for several reasons — but, both servicers and borrowers can make a difference.
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Fannie Mae Honors PNC Real Estate’s Excellence in Operations
Fannie Mae’s Excellence in Operations Award recognized PNC Real Estate for their strong commitment to the timely delivery of high quality data and service to customers.
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What Borrowers Need to Know about Retail Centers
So, as a borrower, can you find bank capital to finance your retail property? The short answer — capital is available, but the transaction might look different than it did a year ago.
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“Soft Tokens” Lighten the Load for Real Estate Business Travelers
“Soft tokens” provide a multi-factor authentication system with the functionality of conventional tokens — without the hardware.
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Causes and Implications of a Flattening Yield Curve
Longer-term rates have fallen since the election and market participants have revised their timing expectations for stimulative fiscal policy programs.
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The Strategic Treasurer: Moving Up. Moving Mountains.
Today’s treasurers have a more influential role than ever before within their companies. They are helping to fight cyber risk issues that were previously the domain of IT. They are dealing with new, high-impact regulatory challenges, TWS/ERP integration, and FinTech challenges and opportunities.
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New Rules Will Change the Liquidity Equation — Now Is the Time to Prepare for Money Market Fund Reform
Intended to preserve the benefits of money market funds while increasing transparency and strengthening investor confidence, new regulations effective in October 2016 will require a re-evaluation of your cash management strategy.
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PNC Real Estate First Bank to Convert VRDB into “Index Bonds” to Preserve Low-Income Housing
PNC Real Estate executed the first conversion of Fannie Mae Credit Enhanced Variable Rate Demand Bonds (VRDB) into Fannie Mae Credit Enhanced Index Bonds in 2016 to refinance a 402-unit apartment community located in Garden Grove, California. As part of an overall $58.9 million loan to preserve 80 affordable units for very low-income tenants, PNC Real Estate executed $25.5 million in Index Bonds and a $33.4 million SARM supplemental loan.
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Interest Rate Strategies for an Unpredictable Environment
We are in uncharted territory. Interest rates have been static for longer than at any point in history. Now they’re moving up.
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To Club or Not to Club
Pre-2008 style underwritings have become increasingly rare and we have seen the impact on the best-efforts market of a growing reliance on relationship lenders. Increasingly, borrowers are asking themselves (and their agent banks) if there is an alternative syndication model that better reflects today’s “new reality.”
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Continued Growth in Electronic Commerce
Innovations in commercial payments are often preceded by changes in consumer payments. The relative simplicity of consumer payments makes it easier to build consumer payment technologies before tackling the complexities of commercial payments.
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Increased Treasury Management Support for the Real Estate Industry
With a commercial real estate portfolio of more than $38.2 billion in outstandings as of March 31, 2016, PNC has a long history of serving the real estate industry throughout the United States.
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Why Are Swap Rates Trading Below U.S. Treasury Rates? What’s the Opportunity for You?
PNC’s Derivative Products Group (DPG) has been fielding questions from our clients and relationship managers asking why negative swap spreads are continuing and the impact it may have on market participants. This article is an effort to provide that explanation.
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New Strategies for Controlling Healthcare Costs
As employers seek to control the cost of healthcare in an environment of increased regulation and unpredictable increases, Health Savings Accounts (HSAs) may provide a solution.
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PNC Real Estate Honored by Fannie Mae
PNC Real Estate was the only lender to be honored with three awards during the Fannie Mae Affordable Annual Lender Meeting held in Chicago in November 2015.
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Critical Mission: Preservation of Existing Affordable Housing Stock
The number of Low Income Housing Tax Credit (“LIHTC”) properties that have reached the end of their 15 year compliance period has grown significantly over the last 3 to 4 years. This increase in “Year 15” transactions isn’t really a surprise to the affordable housing industry, or at least it shouldn’t be.
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New Strategies for Improving Disbursement Efficiency
A real estate organization may find that a centralized disbursement system can make it easier to maintain control, obtain information, concentrate excess cash, improve fraud prevention, provide greater access to cash position information and improve forecasting accuracy. PNC Real Estate clients may find that Payables Advantage can help them gain these efficiencies.
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View Our Office Locations
We have approximately 1,000 experienced real estate professionals and more than 30 office locations across the country to serve you.*
Arkansas
Little Rock
California
Calabasas
Los Angeles
Newport Beach
San Diego
San Francisco
Colorado
Denver
Washington, D.C.
Florida
Boca Raton
Georgia
Atlanta
Illinois
Chicago
Indiana
Indianapolis
Kansas
Overland Park
Kentucky
Louisville
Massachusetts
Boston
Maryland
Baltimore
Michigan
Grand Rapids
Troy
Minnesota
Minneapolis
North Carolina
Charlotte
New Jersey
East Brunswick
New York
New York City
Ohio
Cincinnati
Cleveland
Columbus
Oregon
Portland
Pennsylvania
Philadelphia
Pittsburgh
Beaufort
Tennessee
Nashville
Texas
Dallas
Houston
Virginia
Tysons Corner
* As of December 31, 2018
Important Information & Disclosures
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PNC Economics, February 2018 Baseline Rate Forecast, February 15, 2018
PNC, PNC Bank, ACHIEVEMENT, PINACLE, Working Cash, ActivePay, Global Trade Excellence, Midland Loan Services, Enterprise!, CMBS Investor Insight, Portfolio Investor Insight, Borrower Insight, Shared Servicing, PNC Riverarch Capital, and PNC Erieview Capital are registered marks of The PNC Financial Services Group, Inc. (“PNC”).
Bank deposit, treasury management and lending products and services, foreign exchange and derivative products (including commodity derivatives), and investment and wealth management and fiduciary services, are provided by PNC Bank, National Association (“PNC Bank”), a wholly-owned subsidiary of PNC and Member FDIC. Certain fiduciary and agency services are provided by PNC Delaware Trust Company. Equipment financing and leasing products are provided by PNC Equipment Finance, LLC, a wholly-owned subsidiary of PNC Bank. Energy financing is provided by PNC Energy Capital LLC, a wholly-owned subsidiary of PNC Equipment Finance, LLC. Aircraft financing is provided by PNC Aviation Finance, a division of PNC Equipment Finance, LLC. Asset–based lending is provided by PNC Business Credit, a division of PNC Bank and PNC Financial Services UK Ltd. (an indirect wholly-owned subsidiary of PNC Bank) in the United Kingdom. Specialty finance products are provided by Steel City Capital Funding, a division of PNC Bank, and specialty finance advisory services are provided by PNC Steel City Advisors, LLC, an SEC-registered investment adviser and a wholly-owned subsidiary of PNC Bank. Merchant services are provided by PNC Merchant Services Company. Direct equity investing and mezzanine financing are conducted by PNC Capital Finance, LLC through its PNC Riverarch Capital, PNC Mezzanine Capital and PNC Erieview Capital divisions. Investment banking and capital markets activities are conducted by PNC through its subsidiaries PNC Bank, PNC Capital Markets LLC, Harris Williams LLC, Solebury Capital LLC and Trout Capital LLC. Services such as public finance investment banking services, securities underwriting, and securities sales and trading are provided by PNC Capital Markets LLC. Mergers & acquisitions advisory and related services are provided by Harris Williams LLC and by Harris Williams & Co. Ltd., which is a private limited company incorporated under English law with its registered office at 5th Floor, 6 St Andrew Street, London EC4A 3AE, UK, registered with the Registrar of Companies for England and Wales (registration number 07078852). Harris Williams & Co. Ltd is authorized and regulated by the Financial Conduct Authority. Harris Williams is a trade name under which Harris Williams LLC and Harris Williams & Co. Ltd conduct business. Equity capital markets advisory and related services are provided by Harris Williams LLC, Harris Williams & Co. Ltd., Solebury Capital LLC and Trout Capital LLC. PNC Capital Markets LLC, Harris Williams LLC, Solebury Capital LLC and Trout Capital LLC are registered broker-dealers and members of FINRA and SIPC. Retail brokerage services and managed account advisory services are offered by PNC Investments LLC, a registered broker-dealer and a registered investment adviser and member of FINRA and SIPC. Annuities and other insurance products are offered through PNC Insurance Services, LLC. PNC Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Act”). Investment management and related products and services provided to a “municipal entity” or “obligated person” regarding “proceeds of municipal securities” (as such terms are defined in the Act) are provided by PNC Capital Advisors, LLC, a wholly-owned subsidiary of PNC Bank. PNC Bank and certain of its affiliates including PNC TC, LLC, an SEC registered investment advisor wholly-owned by PNC Bank, do business as PNC Real Estate. PNC Real Estate provides commercial real estate financing and related services. Through its Tax Credit Solutions segment, PNC Real Estate provides lending services, equity investments and equity investment services relating to Low Income Housing Tax Credit (“LIHTC”), affordable housing preservation, New Markets Tax Credit (“NMTC”) and Historic Tax Credit (“HTC”) investments. PNC TC, LLC provides investment advisory services to funds sponsored by PNC Real Estate for LIHTC and affordable housing preservation investments. Registration with the SEC does not imply a certain level of skill or training. This material does not constitute an offer to sell or a solicitation of an offer to buy any investment product. Risks of each fund, as well as information regarding the investments, risks, and expenses of each fund, are described in the funds’ private placement memorandum (PPM) or other offering documents. Please read the PPM and offering documents carefully before investing with PNC Bank.
Important Investor Information: Securities, insurance, foreign exchange, and derivative products are:
Not FDIC Insured • Not Bank Guaranteed • Not A Deposit • Not Insured By Any Federal Government Agency • May Lose Value
In Canada, PNC Bank Canada Branch, the Canadian branch of PNC Bank, provides bank deposit, treasury management, lending (including asset-based lending) and leasing products and services. Deposits with PNC Bank Canada Branch are not insured by The Canada Deposit Insurance Corporation or by the United States Federal Deposit Insurance Corporation.
Lending, leasing and equity products and services, as well as certain other banking products and services, require credit approval.
PNC does not provide legal, tax or accounting advice unless, with respect to tax advice, PNC Bank has entered into a written tax services agreement.
©2019 The PNC Financial Services Group, Inc. All rights reserved.
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