« Pension Management

 

Private Pension Plans

We provide corporate plan sponsors with bundled investment management, custody and pension payment services for defined benefit plans.

Comprehensive Investment Services

We have built a long-standing reputation for delivering a wide range of sophisticated investment solutions designed to help defined benefit plan sponsors meet their unique investment challenges and achieve growth goals, while mitigating risk and minimizing administrative burdens.

We believe that our customized approach and focus on client-specific solutions help to add value to our clients and their plans.

Our Liability-Centric Approach

At a high level, our liability-centric approach is designed to help create a smoother path to full funding by managing assets relative to liabilities. We follow a structured process that starts with understanding the plan sponsor’s goals and objectives and leads to implementing and monitoring a customized investment strategy.
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Service Highlights

  • Help to formulate and implement an Investment Policy Statement
  • Formulate investment strategy and advice as a 3(38) Fiduciary
  • Provide liquidity management and funded status monitoring
  • Serve as trustee and custodian, including benefit payment services
  • Deliver ongoing capital markets updates and board education

Financial Planning

We provide our clients with the option to implement de-risking strategies for their plans to address the volatility of their plan’s financials. We follow a five-step approach to liability-centric management that hinges on using goals and objectives and an asset-liability study to generate and inform an optimized glidepath, custom liability hedging, and monitoring / rebalancing.

Proprietary Research

We deliver access to our original research on financial markets and the relevant investment trends and regulatory issues to help our defined benefit clients make informed decisions. We make it our job to sort what’s relevant from the noise so that your organization can redeploy its time to its primary business.

Safekeeping Your Assets

We understand the unique requirements of defined benefit plans, and we’re experienced in meeting the changing needs. Our team provides the specialized support and personalized professional services necessary to help plan sponsors meet their fiduciary obligations.

Work With Us Today

For more information, please contact:

Kimberlene Matthews
Director, Pension Solutions Group
(312) 338-8138
kimberlene.matthews@pnc.com

You may also contact your PNC Representative or fill out a simple form and we'll get in touch with you.

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Institutional Advisory Solutions

Providing custom solutions to institutional investors for 65+ years
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Guidance on governance and fiduciary structure, IPS development, Asset Liability Study and strategic asset allocation

PNC acts as a 3(38) investment manager under ERISA, helping the plan sponsor fulfill its fiduciary duty to prudently manage plan assets

PNC manages daily valuation, transaction management, monitoring and execution of asset allocation changes

The safekeeping and segregation of plan assets in accordance with fiduciary obligations as applicable; periodic account statements

Investment implementation including manager research, contracting and transition management

Cash movement, benefit payments, tax withholding and reporting

Thought Leadership & Insights

Manage Assets

Meeting Today’s Challenges with Outsourced Investment Solutions

Many institutional investors are searching for better ways to achieve their investment objectives while controlling risk and managing costs.

5 min read

Manage Assets

Taking Advantage of Rising Volatility

As equity market and interest rates swings have recently increased pension funded status volatility, we discuss how plan sponsors can take advantage by adopting a well-executed glidepath strategy.

2 min read

Manage Assets

Glidepath Strategies Do Not Always Lower Company Earnings

We summarize some of the benefits of de-risking on a glidepath and illustrate that the impact on net income could actually be minimal or positive.

3 min read

Important Legal Disclosures & Information

The material presented herein is of a general nature and does not constitute the provision by PNC of investment, legal, tax, or accounting advice to any person, or a recommendation to buy or sell any security or adopt any investment strategy. Opinions expressed herein are subject to change without notice. The information was obtained from sources deemed reliable. Such information is not guaranteed as to its accuracy.

The PNC Financial Services Group, Inc. (“PNC”) uses the marketing names PNC Wealth Management® and Hawthorn, PNC Family Wealth® to provide investment consulting and wealth management, fiduciary services, FDIC-insured banking products and services, and lending of funds to individual clients through PNC Bank, National Association (“PNC Bank”), which is a Member FDIC, and to provide specific fiduciary and agency services through its subsidiary, PNC Delaware Trust Company or PNC Ohio Trust Company. PNC uses the marketing name PNC Institutional Asset Management® for the various discretionary and non-discretionary institutional investment, trustee, custody and related services provided by PNC Bank, and investment management activities conducted by PNC Capital Advisors, LLC, an SEC-registered investment adviser and wholly-owned subsidiary of PNC Bank (“PNC Capital Advisors”). PNC uses the marketing name PNC Institutional Advisory Solutions® for discretionary investment management, trustee, and related services conducted by PNC Bank. PNC uses the marketing name PNC Retirement Solutions® for investment, consulting, trustee, and custody services for employer-sponsored retirement plans provided by PNC Bank. PNC does not provide legal, tax, or accounting advice unless, with respect to tax advice, PNC Bank has entered into a written tax services agreement. PNC Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Act”). Investment management and related products and services provided to a “municipal entity” or “obligated person” regarding “proceeds of municipal securities” (as such terms are defined in the Act) will be provided by PNC Capital Advisors.

Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value.

“PNC Wealth Management,” “Hawthorn, PNC Family Wealth,” “PNC Institutional Asset Management,” “PNC Institutional Advisory Solutions,” and “PNC Retirement Solutions” are registered marks of The PNC Financial Services Group, Inc.