Fiduciary Investment Services

Introducing a customizable suite
of investment advice

Fiduciary Support And Employee Education For Plan Sponsors And Their Employees

Fiduciary Investment Services are solutions provided by PNC Institutional Asset Management® (PNC IAM) to employers who offer participant-directed retirement plans to their employees. These employers (also known as plan sponsors) often want or need help with selecting and monitoring the investment options they make available to their employees through the plan.

Summary of PNC
Fiduciary Investment Services

Retirement Plan by the Numbers


3(38) Discretionary AUM for

Retirement & Benefit Plans


3(21) Investment Advisory

Responsibility Retirement &

Benefit Plans


AUA for Retirement & Benefit Plans

Choose Your Service

We serve clients through one of two models: 1) as a nondiscretionary 3(21) Investment Advisor where we vet and monitor investment options for plan sponsors or 2) as a discretionary 3(38) Investment Manager where plan sponsors delegate the discretion to select the investment lineup to PNC.

Fiduciary Protection

Both structures provide fiduciary protection in the form of indemnification of certain third-party claims that may be brought against the client related to the selection and monitoring of the plan's investment lineup. 

Control Risk

Our process was designed to save you time and to help protect your organization with a well-documented and thorough selection and monitoring process.


Reporting & Insights

We provide insightful quarterly reporting, including a Fiduciary Investment Monitoring Report, fact sheets, removal notices, and an Executive Summary of review meetings. 

Fee Benchmarking

Our retirement plan fee and service comparison can help plan sponsors fulfill their ERISA duties by providing an independent view of fee reasonableness based on services provided. 

Employee Education

Our experienced Employee Education Consultants can work closely with your team to build a comprehensive retirement education and financial wellness program for your employees.

I Would Like To


PNC General Disclosure  

The PNC Financial Services Group, Inc. (“PNC”) uses the marketing name PNC Institutional Asset Management® for the various discretionary and non-discretionary institutional investment, trustee, custody, consulting, and related services provided by PNC Bank, National Association (“PNC Bank”), which is a Member FDIC, and investment management activities conducted by PNC Capital Advisors, LLC, an SEC-registered investment adviser and wholly-owned subsidiary of PNC Bank. PNC does not provide legal, tax, or accounting advice unless, with respect to tax advice, PNC Bank has entered into a written tax services agreement. PNC Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act. 

“PNC Institutional Asset Management” is a registered mark of The PNC Financial Services Group, Inc. 

Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.