Solutions for U.S. Financial Institutions
Let Our Dedicated Team of Experts Help Support Your Growth
More than 500 banks, thrifts and credit unions throughout the United States value their collaboration with PNC.
We offer financial institutions a comprehensive platform to help manage costs, drive efficiencies and broaden their product offerings. We also understand the challenging regulatory and operational environment facing financial institutions today.
When you work with PNC, you will have a dedicated relationship team that is driven to define and address your challenges and provide solutions that meet your goals. We also offer insight through regular economic reports and webinars to deliver the market insight you need to make informed decisions.
PNC FIG Advisory Solutions
Explore our investment banking deal history and to learn more about PNC FIG Advisory services, including balance sheet management strategies, M&A advice and capital markets expertise.
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Our dedicated relationship team is driven to provide solutions, not just products.
Manage Balance Sheet Performance
PNC's offerings can help you manage your investment portfolio and mitigate risk.
Fixed Income
- PNC mortgage production
- Taxable & tax-exempt securities
- CRA- eligible securities/loans
- Liquidity products
- Asset Backed Securities
- Corporates
- BlackRock Portfolio Analysis
Commercial Whole Loan Sales
- PNC has extensive experience selling commercial whole loans having marketed and sold over $5 Billion of unpaid principal balance as part of over 1,600 transactions
- Brokered Whole Loan Sales of Performing or Non-Performing Loans
- Sales can be arranged in pooled or single-loan transactions
- No minimum or maximum transaction size
- All geographies and collateral types
- Blind bid, auction formatted process to maximize execution
Residential Whole Loan Trading
- Trading of new origination and seasoned residential whole loans. Includes purchase/sales of performing, re-performing, non-performing, FHA-EBO (Early-Buy-Out), and CRA
- Brokerage services of residential whole loan portfolio
- Competitive bids and sourcing of deals via PNC’s extensive client network
- Securitization services with the agencies (FNMA/FHLMC) with the ability to act as principal or agent
Secondary Loan Trading
- Access to the Corporate & Institutional loan market as a strategy to grow your balance sheet
- Syndicated credits as an alternative investment to be used to grow assets or counterbalance concentrations within an existing book
- Secondary market trading of fully funded, publicly rated, liquid term loans
- Trade confirmations and assignment agreements
- Assistance with settlement from dedicated and experienced closers
CRA Eligible Loans
- Cost effective means to acquire CRA lending/investment credit to meet CRA goals
- Using PNC’s mortgage origination, we provide clients with access to CRA eligible assets
- Loans specifically selected by the client, with no minimum transaction size
- PNC provides the full loan file for due diligence review
- Loans are sold servicing retained
Agency CMBS
- PNCCM is a leader in the small balance multifamily loan securitization market (Q Series)
- In-house banking and structuring professionals with comprehensive understanding of current market trends provide creative solutions to clients
- 30 taxable fixed-income sales professionals focused on top tier and middle market clients facilitate primary market distribution
- Secondary market trading desk is an active counterpart to investors and other broker-dealers
Balance Sheet Management
- Balance sheet interest rate risk management
- Multifamily securitizations
- Performing & non-performing loan sales
- Capital raising
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Enhance Product Offerings
Flexible, customized credit solutions. Offer your customers highly sophisticated solutions without large investments.
Treasury Management
- Commercial cards
- Lockbox processing
- Electronic bill presentment & payment
- Print/mail services for invoices & account statements
Interest Rate Risk Management
- Loan level hedging program
Equipment Finance
- Loan & leasing products for existing or future capital
expenditures or assets
Customized Offerings
- Dedicated sales support & training
- Integrated product platform
- Customer service team for issue resolution
- Branding strategy
International Services
- International wire transfers
- Foreign cash letters/collections
- Trade letters of credit
- Foreign currency services
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Improve Operations
Achieve greater operating efficiencies and manage employee benefits.
Treasury Management
- Accelerate collections & funds availability
- Cash logistics services
- Vendor payment via AP card network to extend payment terms
- Invoice receipt & automation
- Check, ACH, wire & AP card disbursement
Institutional Asset Management
- Retirement and benefit plan solutions
- Solutions for Operating Assets
- Endowment and foundation solutions
Equipment Finance
- Loan & leasing products for existing or future capital
expenditures or assets
Important Legal Disclosures & Information
This material is not considered research and is not a product of any research department. PNC Capital Markets LLC (“PNCCM”) or an affiliate of PNCCM may trade the securities or instruments that are the subject of or mentioned in this material for its own account for resale to clients and, as a result, may have an ownership interest in these financial instruments. The author is a fixed income trader or salesperson for PNC FIG Advisory, a part of PNCCM, and this firm may have purchased or sold the financial instruments that are the subject of this material prior to publication.
This material is informational only and is not intended as an offer or a solicitation to buy or sell any security or instrument or to participate in any trading strategy. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. PNCCM believes the information contained in this material to be reliable and accurate, but neither PNCCM nor any affiliate of PNCCM makes any guaranty or warranty as to its reliability or accuracy.
PNCCM is not providing investment, legal, tax, financial, accounting or other advice to you or any other party. PNCCM is not acting as an advisor or fiduciary in any respect in connection with providing this information, and no information or material contained herein is to be construed as either projections or predictions. Past performance is not indicative of future results.
PNCCM is a member of FINRA and SIPC, and is a wholly owned subsidiary of The PNC Financial Services Group, Inc. (“PNC”). Investment banking and capital markets activities are conducted by PNC through its subsidiaries PNC Bank, National Association, PNCCM, Harris Williams LLC, Solebury Capital LLC, and Sixpoint Partners LLC. Services such as public finance investment banking services, securities underwriting, and securities sales and trading are provided by PNCCM.
Important Investor Information: Brokerage and insurance products are:
Not FDIC Insured • Not Bank Guaranteed • Not A Deposit • Not Insured By Any Federal Government Agency • May Lose Value
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.
