PNC BeneFit Plus

Tax-Advantaged Accounts For Your Employees

Lower healthcare costs with PNC’s Consumer Directed Healthcare solution offering HSAs, FSAs, HRAs and Commuter Accounts with easy administration.

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Set up your program today.


Learn More

View our CDH video


Key Features
One Debit Card for All Accounts

Employees can easily pay for all qualified expenses with a single debit card.[1] 

Online Employer Portal

Easily upload enrollment files, make payroll contributions and receive robust reporting.[2]

Mobile App

Your employees can manage their account(s) on the go including viewing balance information, submitting claims with receipt upload and more.

Solution at a Glance

PNC BeneFit Plus delivers a comprehensive solution for administering HSAs, FSAs, HRAs and QTAs.

Increasing healthcare costs coupled with the demand for attractive employee benefit plans is becoming more and more of a challenge for your company to manage each year. You need cost effective health care options for your employees, while maintaining positive bottom-line results.

Health Savings Account (HSA)

Employees can enjoy tax-advantaged contributions, investment earnings and withdrawals for qualified medical expenses.

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Flexible Spending Account (FSA)

Allows your employees to contribute pre-tax dollars to use for qualified medical or dependent care expenses’.

 

Health Reimbursement Arrangement (HRA)

Employer sponsored benefit to help your employees pay for medical expenses covered under their benefit plan.[1]

 

Qualified Transportation Account (QTA)

Allows you and your employees to contribute pre-tax dollars to use for commuter expenses such as mass transit or parking.

 

Features & Benefits
Getting Started

PNC BeneFit Plus Program Set-up

PNC BeneFit Plus HSA Program Set-Up

Please complete the following 2 documents to set up a PNC BeneFit Plus HSA program. For questions while completing the two documents, please email cdhsupport@pnc.com.

NOTE: You must have a minimum of 10 employees.

HSA Employer Agreement
HSA Benefits Design Guide

Please e-mail completed and signed documents to pncimplementation@healthaccountservices.com

FSA, HRA and Multi-Account Programs Set-Up

If you wish to set-up an FSA, HRA or multi-account program, please contact your Treasury Management Officer or Treasury Management Client Care (TMCC) at 1-800-669-1518.

Important Legal Disclosures and Information

  1. To view a partial list of qualified medical expenses see IRS Publication 502 available at http://www.irs.gov/pub/irs-pdf/p502.pdf

  2. PNC does not provide legal, tax or accounting advice. Consult your tax advisor about tax benefits applicable to Health Savings Accounts or other benefit accounts such as FSAs, HRAs or QTAs.

  3. Shares of mutual funds are not deposits or obligations or guaranteed or endorsed by any bank or are they federally insured or otherwise supported by the Federal Deposit Insurance Corporate or other government agency. Investments in mutual funds may lose value, including possible loss of principal. Please read the prospectus carefully before you invest. Investments Not FDIC Insured. No Bank or Federal Government Guarantee. May lose value.

  4. Subject to IRS limits for the current tax year. To view current IRS annual limits, see IRS Publication 969 available at http://www.irs.gov/pub/irs-pdf/p969.pdf

PNC is a registered mark of The PNC Financial Services Group, Inc. (“PNC”)

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Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

Banking and lending products and services, bank deposit products and Treasury Management services for clients and/or customers are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC.

PNC does not charge a fee for using the PNC Benefit Plus Mobile App. However, third party messaging and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.