NACHA Rule Change

September 2017: Same Day ACH Debits

Effective September 15, 2017

The National Automated Clearing House Association (NACHA), the organization that governs the ACH network, will implement a rule change that allows the initiation of Same Day ACH debit payments of $25,000 or less, with funds available to the receiver by the end of the receiving financial institution’s processing day. Same Day ACH will be available for debits starting September 15, 2017. All ACH transaction types are eligible, except for International ACH Transactions (IATs).

NACHA’S Same Day ACH rollout began in September 2016 with the introduction of Same Day ACH for credit entries. Starting in 2018, receiving financial institutions must make Same Day ACH transactions funds available to the receiver by 5:00 pm local time.

Important Legal Disclosures & Information

Bank deposit, treasury management and lending products and services, and investment and wealth management, and fiduciary services are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. Lending and leasing products and services, including card services and merchant services, as well as certain other banking products and services, may require credit approval.