Analysis & Implementation Support for Distributed Cards
For distributed card programs, PNC provides a wide range of analyses and benchmarks that enable clients to see how their programs perform in comparison to their (industry and revenue) peers.
Key Benchmarks for Distributed Cards
Benchmark Category
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Key Benchmarks
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Card Deployment and Activation
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- Cardholder-to-employee ratio
- Card activation fee
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Card Volume
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- Overall monthly card spend
- Spend per card
- Transactions per card
- Average transaction size
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Transaction Types
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- Percent of transactions under $2,500 paid by card (Purchasing and Commercial Card only)
- Percent of transactions between $2,500 and $10,000 paid by card (Purchasing and Commercial Card only)
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Spend Category Trends
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- Travel card spend as percentage of overall travel spend (Corporate Travel and Commercial Card only)
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PNC also provides tools, such as our Cost Savings Calculator and ROI Analysis, enabling clients to assess the potential impact of improving performance and closing gaps relative to peers.
Once the benchmarking and analyses identify opportunities for program optimization, PNC works with the client to prioritize these opportunities, makes recommendations for improving performance in targeted areas, and provides advice and tips on the best way to implement these recommendations. In addition, bank representatives regularly interact with program administrators to see if their efforts are bearing fruit.