Changes to Retiree Checking, Savings and Money Market Product Discounts

PNC continually reviews employee discount offerings with the goal of balancing a robust product set with a simple delivery model. 



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We want to make you aware of changes to discounts available to PNC retirees and surviving spouses on PNC consumer checking, savings and money market products, as well as other ancillary services, beginning Saturday, December 12, 2020.


Here's What is Changing

  • There will no longer be a PNC monthly service charge waiver on PNC consumer checking, savings, or money market deposit accounts, or on PNC SmartAccess® Prepaid Visa® Cards, as well as discounts on other ancillary services, because of your status as a PNC retiree or surviving spouse.
  • However, you may not be impacted by the removal of the monthly service charge waiver.
    • You may still receive a waiver of your monthly service charge if you meet any other qualifications for a monthly service charge waiver that apply to your account.
    • For example, customers 62 years old or older that have a Standard Checking or a Virtual Wallet® receive a monthly service charge waiver.  
  • Discounts on the following fees and services, if any, will be based on your product, and not on your status as a PNC retiree or surviving spouse:
    • Non-PNC ATM fees and surcharge fees
    • Paper statement fees (with and without printed images)
    • Check orders
    • Cashier’s checks
    • Debit card replacement fees
    • Safe deposit box rental
    • Stop payment fees
    • Wire transfer fees (domestic incoming and outgoing, international incoming and outgoing, and staff assisted)
  • The monthly thresholds that must be met in order to earn the Relationship Rate on a Standard Savings, Growth or Premiere Money Market account, will be based on your checking product and not on your status as a PNC retiree.


Here's What You Can Do

  • To learn more about checking account options and associated discounts, visit the Account Pricing Center.
  • If you have questions regarding your account(s), contact your local PNC branch to make an appointment or call the Customer Care Center at 1-888-PNC-BANK (1-888-762-2265).
  • If you are satisfied with the features of your current account, you do not need to take action.

Have Questions?

Find answers to your questions and concerns.


Important Legal Disclosures & Information

Virtual Wallet and PNC SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. 

Visa is a registered trademark of Visa International Service Association and used under license.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

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