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Now is a great time to talk to a PNC Banking Specialist. Here's how a quick conversation can help you achieve more:
Between October 15, 2019 and November 15, 2019 we will update your account to a Performance Checking account.
The following checking accounts are being updated between October 15 and November 15, 2019:
If you have multiple checking accounts that are included in the list above, all such accounts will be updated.
No. Your account number will not change with the account update.
There is no action needed as part of this update to Performance Checking. If you have questions or want to discuss other account options, contact us.
No, we will no longer maintain or service your current account type after the November 15 date referenced above. If you choose to take no action, your account will updated to Performance Checking. If you would like to explore other account options that best serve your needs, contact us today.
There is no monthly service charge for Performance Checking if you meet any ONE of the following requirements:
Otherwise, the monthly service charge for Performance Checking is $15.
Your updated Performance Checking account allows you to link one savings or money market account with no monthly service charge. If you currently have more than one savings and/or money market account linked to your checking we will not link them automatically. Please contact us to review your options.
Yes. We offer additional personal checking accounts that reward customers for their overall PNC relationship. Contact us and let a PNC Banking Specialist help you find the account best suited for your lifestyle and banking needs.
When depositing checks at an ATM, you may receive an offer to choose PNC ExpressFunds, an optional service that makes your funds available faster for certain purposes. There is a fee for this optional service. If you decline the offer, you will still be able to make your deposit without a fee.
In order to qualify for the Performance Checking Relationship Rate, you must have a linked Performance Checking and meet one of the following requirements:
(A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.)
Starting with the calendar month following when you open your Premiere Money Marketor Standard Savings account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.
If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Premiere Money Market or Standard Savings account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.
We will only link accounts at your direction. If you have not directed PNC to link another account to your Performance Checking, the accounts will not be linked and you will not receive a relationship rate, applicable waivers of monthly service charges, or other relationship benefits on your unlinked PNC accounts. The requirement that you direct us to link accounts in order for you to receive benefits applied to all of your PNC accounts.
Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa Card to make purchases. Not everyone will get the same offer.
A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet. The total amount of all qualifying Direct Deposits credited to your checking account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet. Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits.
PNC deposit accounts eligible to be linked include consumer checking, savings, money market, certificates of deposit and retirement certificates of deposit. Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. A maximum of ten (10) linked PNC accounts, including this account, may be included in the combined average monthly balance relationship. See our Account Agreement for Personal Checking, Savings and Money Market Accounts, “Interest Payment and Balance Computation” section for details. We will determine the combined average monthly balance using the most current statement period balance on linked deposit accounts as of the day before this account cycles.
PNC Purchase Payback is a registered mark of The PNC Financial Services Group.
Virtual Wallet is a registered trademark of The PNC Financial Services Group, Inc.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
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