Your Checking Account Is Being Updated 

We are updating our products to better serve you. 



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We are constantly exploring ways to enhance your customer experience and benefits. 

Between October 15 and November 15, 2019 we will update select checking accounts to Performance Checking, a checking account designed to reward you for your overall PNC relationship.

PNC Performance Checking Features and Benefits

  • Free transactions at over 9,000 PNC Bank ATMs[1]
  • Four PNC fee reimbursements per statement cycle on domestic or international Non-PNC ATM transactions
  • Up to $10 fee reimbursement per statement period for other financial institution's ATM surcharge fees
  • Earn higher relationship rates on a Premiere Money Market or Standard Savings account[2]
  • One Money Market or Savings account with no monthly service charge
  • Earn interest on balances of $2,000 or more
  • Earn cash rewards with PNC Purchase Payback® [3]
  • $8 discount on select design checks
  • Free Overdraft Protection setup and transfers
  • Free PNC Cashier’s Checks
  • $10 annual fee discount on a Safe Deposit Box

View a complete list of features and benefits »

Now is a great time to talk to a PNC Banking Specialist. Here's how a quick conversation can help you achieve more:

  • Review your financial objectives and develop strategies for achieving them.
  • Receive personalized insights that support you in maximizing the benefits of your relationship with PNC.
  • Learn more about digital banking tools and opportunities to upgrade your account to Performance Select or Virtual Wallet®.

Have Questions?

Find answers to your questions and concerns.

Looking for Something More?

Upgrade to Virtual Wallet®

Checking and Savings. Together. Receive tools that help you to set goals, stay on track and see your financial picture. Learn More »

Contact us to upgrade your account.


Important Legal Disclosures & Information

  1. When depositing checks at an ATM, you may receive an offer to choose PNC ExpressFunds, an optional service that makes your funds available faster for certain purposes. There is a fee for this optional service. If you decline the offer, you will still be able to make your deposit without a fee.

  2. In order to qualify for the Performance Checking Relationship Rate, you must have a linked Performance Checking and meet one of the following requirements:

    • Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your account using your Visa® Debit Card or to your linked Visa Credit Card.
    • Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Performance Checking during the previous calendar month.

    (A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.)

    Starting with the calendar month following when you open your Premiere Money Marketor Standard Savings account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.

    If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Premiere Money Market or Standard Savings account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.

    We will only link accounts at your direction. If you have not directed PNC to link another account to your Performance Checking, the accounts will not be linked and you will not receive a relationship rate, applicable waivers of monthly service charges,  or other relationship benefits on your unlinked PNC accounts. The requirement that you direct us to link accounts in order for you to receive benefits applied to all of your PNC accounts.

  3. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa Card to make purchases. Not everyone will get the same offer.

  4. A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet. The total amount of all qualifying Direct Deposits credited to your checking account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet. Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits.

  5. PNC deposit accounts eligible to be linked include consumer checking, savings, money market, certificates of deposit and retirement certificates of deposit. Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. A maximum of ten (10) linked PNC accounts, including this account, may be included in the combined average monthly balance relationship. See our Account Agreement for Personal Checking, Savings and Money Market Accounts, “Interest Payment and Balance Computation” section for details. We will determine the combined average monthly balance using the most current statement period balance on linked deposit accounts as of the day before this account cycles.

PNC Purchase Payback is a registered mark of The PNC Financial Services Group. 

Virtual Wallet is a registered trademark of The PNC Financial Services Group, Inc. 

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.