Your Checking Account Is Being Updated 

We are updating our products to better serve you.



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We are constantly exploring ways to enhance your customer experience and benefits. 

Between October 15 and November 15, 2019 we will update select checking accounts to Standard Checking. 

PNC Standard Checking Features and Benefits

  • Free transactions at approximately 9,000 PNC ATMs[1]
  • Two PNC fee reimbursements per statement cycle on domestic or international Non-PNC ATM transactions 
  • Up to $5 fee reimbursement per statement period for other financial institution's ATM surcharge fees
  • Unlimited check writing
  • Earn cash rewards with PNC Purchase Payback®[2]
  • Free Online Banking and Bill Pay[3]
  • Free Mobile Banking[4]
  • Overdraft Protection available with linked account

Now is a great time to talk to a PNC Banking Specialist. Here's how a quick conversation can help you achieve more:

  • Get personalized support so you can feel confident you're making the most of your money.
  • Explore money management tools available if you upgrade to Virtual Wallet®.
  • Learn about additional benefits available if you upgrade to our Performance or Performance Select checking accounts.


Have Questions?

Find answers to your questions and concerns.

Looking for Something More?

Upgrade to Virtual Wallet®

Checking and Savings. Together. Receive tools that help you to set goals, stay on track and see your financial picture. Learn More »

Contact us to upgrade your account.


Important Legal Disclosures & Information

  1. When depositing checks at an ATM, you may receive an offer to choose PNC ExpressFunds, an optional service that makes your funds available faster for certain purposes. There is a fee for this optional service. If you decline the offer, you will still be able to make your deposit without a fee.

  2. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa Card to make purchases. Not everyone will get the same offer.

  3. Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.

  4. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

  5. A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet. The total amount of all qualifying Direct Deposits credited to your checking account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet. Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits.

PNC Purchase Payback is a registered mark of The PNC Financial Services Group. 

Virtual Wallet is a registered trademark of The PNC Financial Services Group, Inc. 

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.