Earn $200

when you set up a qualifying direct deposit(s) to a new 
PNC Virtual Wallet® Checking Pro[1]

Dismiss Modal OOFP

Virtual Wallet Checking Pro
with Spend, Reserve & Growth*

Checking + Savings

  • No monthly fees
  • $0 minimum deposit to open
  • $20.00 reimbursement of other banks’ ATM surcharge fee per statement period
  • Access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator[2]
  • 4.65% Annual Percentage Yield (APY)[3] interest rate on your Growth savings account
  • Growth account balances earn interest starting at $1[3]
  • Reserve account for short-term planning
  • Digital tools to plan and track your spending and automate your savings, including Low Cash Mode®[4]
  • Two layers of overdraft protection[5]

Earn $200

when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend account of the new
Virtual Wallet Checking Pro[1]

Open an Account Online 

Virtual Wallet Checking Pro
with Spend*

Checking Only

  • No monthly fees
  • $0 minimum deposit to open
  • $20.00 reimbursement of other banks’ ATM surcharge fee per statement period
  • Access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator[2]
  • Digital tools to plan and track your spending,
    including Low Cash Mode®[4]
      


     
       
     

 

EARN $200

when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend account of the new
Virtual Wallet Checking Pro[1] 

Open an Account Online 

Is This Your Home Zip Code?

Please enter a valid USPS zip code.

PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and select submit.