SELECT OTHER ACCOUNTS

Select 3 accounts from below to compare:

- Alternate text here -


Virtual Wallet® with Performance Select

Learn More »

- Alternate text here -


Virtual Wallet® with Performance Spend

Learn More »

- Alternate text here -


Virtual Wallet®

Learn More »

- Alternate text here -


Performance Select
Checking

Learn More »

- Alternate text here -


Performance
Checking

Learn More »

- Alternate text here -


Standard
Checking

Learn More »

Best for

Those who want innovative online tools + premium account features

Those who want innovative online tools + rewards for a broader banking relationship

Those who want innovative online tools + basic account features

Those who want a premium account with the highest level of rewards

Those who want rewards for their broader banking relationship

Those who want just the basics

Monthly Service Charge
Multiple ways to avoid the monthly service charge

No monthly service charge if you meet any ONE of the following:

  • $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
  • OR, $5,000 or more in total qualifying monthly direct deposits to the Spend[1]
  • OR, $25,000 combined average monthly balance[2]

Otherwise, $25

No monthly service charge if you meet any ONE of the following:

  • $2,000 or more average monthly balance in Spend + Reserve
  • OR, $2,000 or more in total qualifying monthly direct deposits to the Spend [1]
  • OR, $15,000 combined average monthly balance[2]

Otherwise, $15

No monthly service charge if you meet any ONE of the following:

  • $500 or more average monthly balance in Spend + Reserve
  • OR, $500 or more qualifying monthly direct deposits[1]
  • OR, only use ATMs or mobile banking to make withdrawals and deposits[3]
  • OR, with Virtual Wallet Student[4]

Otherwise, $7

No monthly service charge if you meet any ONE of the following:

  • $5000 or more average monthly balance in checking (includes up to 8 linked checking accounts)
  • OR, $5000 or more in total qualifying monthly direct deposits[1]
  • OR, $25,000 combined average monthly balance[5]

Otherwise, $25

No monthly service charge if you meet any ONE of the following:

  • $2,000 or more average monthly balance in checking
  • OR, $2,000 or more qualifying monthly direct deposits[1]
  • OR, $15,000 combined average monthly balance[5]

Otherwise, $15

No monthly service charge if you meet any ONE of the following:

  • $500 or more average monthly balance in checking
  • OR, $500 or more qualifying monthly direct deposits[1]
  • OR, if you are 62 years or over

Otherwise, $7

Other Account Features and Fees
Free use of PNC Bank ATMs

yes

y

y

Y

y

y

Reimbursement of PNC fees for use of non-PNC ATMs

-
No fees charged

-
2 per month will be reimbursed

-
No fees charged

Reimbursement of ATM surcharge fees charged by other banks

-
Unlimited reimbursement

No reimbursement

-
Unlimited reimbursement

Check-writing

-
Unlimited

-
Unlimited

-
Unlimited

-
Unlimited

-
Unlimited

-
Unlimited

Overdraft Protection

Built-in with no set up or transfer fees

Built-in with no set up or transfer fees

Built-in with no set up or transfer fees

No set up or transfer fees

No set up or transfer fees

No set up fee but $10 transfer fee

Online Money Management Tools
Free Online Banking and Bill Pay+6

-

-

-

-

-

-

Free Online Statements+7

-
Required

-
Required

-
Required

-

-

-

Free Mobile Banking+8

-

-

-

-

-

-

Innovative online tools

-

-

-

-

-

-

Rewards and Relationship Benefits
Earn cash with PNC Purchase Payback®+9

-

-

-

-

-

-

Bonus rewards on PNC Credit Cards

-
On CashBuilder® Visa® and points® Visa

-
On CashBuilder® Visa® and points® Visa

-
On points® Visa®

-
On CashBuilder® Visa® and points® Visa

-
On CashBuilder® Visa® and points® Visa

NA

Discounts on loans with direct debit of payment from any PNC Checking Account+10

-

-

-

-

-

-

Higher Yield Relationship Rates on Savings Accounts

-
On Virtual Wallet Growth

-
On Virtual Wallet Growth

-
On Virtual Wallet Growth

-
On Premiere Money Market and Standard Savings accounts

-
On Premiere Money Market and Standard Savings accounts

-
On Standard Savings accounts

Bonus rates on select CDs and IRA CDs

-

-

-

-

-

-

Additional Features
Free select design checks

-
PNC Exclusive or $12 discount

-
PNC Exclusive or $8 discount

-

-
PNC Exclusive or $12 discount

-
PNC Exclusive or $8 discount

-

Free Cashier's Checks

-

-

-

-

-

-

Free Stop Payment Orders

-

-

-

-

-

-

Free Identity Theft Reimbursement Insurance+11

-

Up to $10,000

-

-

-

Up to $10,000

-

-

Discount on Safe Deposit Box

-
$100 annual

-
$10 annual

-

-
$100 annual

-
$10 annual

-

Free Additional Checking Accounts

yes Up to 6 additional checking, savings or money market accounts

yes Integrated RESERVE account

sd Integrated RESERVE account

yes Up to 8 additional checking, savings or money market accounts

-

-

Free Money Market or Savings Accounts

yes Up to 6 additional checking, savings or money market accounts

yes Integrated GROWTH account

yes Integrated GROWTH account

yes Up to 8 additional checking, savings or money market accounts

yes 1 savings or money market account

-

Free domestic wire transfers

yes

-

1 incoming per month for
Virtual Wallet Student only[12]

yes

-

-

Virtual Wallet with Performance Select

Learn More »

Best for

Those who want innovative online tools + premium account features

Monthly Service Charge
Multiple ways to avoid the monthly service charge

No monthly service charge if you meet any ONE of the following:

  • $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
  • OR, $5,000 or more in total qualifying monthly direct deposits to the Spend[1]
  • OR, $25,000 combined average monthly balance[2]

Otherwise, $25

Other Account Features and Fees
Free use of PNC Bank ATMs

yes

Reimbursement of PNC fees for use of non-PNC ATMs

-
No fees charged

Reimbursement of ATM surcharge fees charged by other banks

-
Unlimited reimbursement

Check-writing

-
Unlimited

Overdraft Protection

Built-in with no set up or transfer fees

Online Money Management Tools
Free Online Banking and Bill Pay+6

-

Free Online Statements+7

-
Required

Free Mobile Banking+8

-

Innovative online tools

-

Rewards and Relationship Benefits
Earn cash with PNC Purchase Payback®+9

-

Bonus rewards on PNC Credit Cards

-
On CashBuilder® Visa® and points® Visa

Discounts on loans with direct debit of payment from any PNC Checking Account+10

-

Higher Yield Relationship Rates on Savings Accounts

-
On Virtual Wallet Growth

Bonus rates on select CDs and IRA CDs

-

Additional Features
Free select design checks

-
PNC Exclusive or $12 discount

Free Cashier's Checks

-

Free Stop Payment Orders

-

Free Identity Theft Reimbursement Insurance+11

-

Up to $10,000

Discount on Safe Deposit Box

-
$100 annual

Free Additional Checking Accounts

yes Up to 6 additional checking, savings or money market accounts

Free Money Market or Savings Accounts

yes Up to 6 additional checking, savings or money market accounts

Free domestic wire transfers

yes

Virtual Wallet with Performance Spend

Learn More »

Best for

Those who want innovative online tools + rewards for a broader banking relationship

Monthly Service Charge
Multiple ways to avoid the monthly service charge

No monthly service charge if you meet any ONE of the following:

  • $2,000 or more average monthly balance in Spend + Reserve
  • OR, $2,000 or more in total qualifying monthly direct deposits to the Spend [1]
  • OR, $15,000 combined average monthly balance[2]

Otherwise, $15

Other Account Features and Fees
Free use of PNC Bank ATMs

y

Reimbursement of PNC fees for use of non-PNC ATMs
Reimbursement of ATM surcharge fees charged by other banks
Check-writing

-
Unlimited

Overdraft Protection

Built-in with no set up or transfer fees

Online Money Management Tools
Free Online Banking and Bill Pay+6

-

Free Online Statements+7

-
Required

Free Mobile Banking+8

-

Innovative online tools

-

Rewards and Relationship Benefits
Earn cash with PNC Purchase Payback®+9

-

Bonus rewards on PNC Credit Cards

-
On CashBuilder® Visa® and points® Visa

Discounts on loans with direct debit of payment from any PNC Checking Account+10

-

Higher Yield Relationship Rates on Savings Accounts

-
On Virtual Wallet Growth

Bonus rates on select CDs and IRA CDs

-

Additional Features
Free select design checks

-
PNC Exclusive or $8 discount

Free Cashier's Checks

-

Free Stop Payment Orders

-

Free Identity Theft Reimbursement Insurance+11

-

Discount on Safe Deposit Box

-
$10 annual

Free Additional Checking Accounts

yes Integrated RESERVE account

Free Money Market or Savings Accounts

yes Integrated GROWTH account

Free domestic wire transfers

-

Virtual Wallet

Learn More »

Best for

Those who want innovative online tools + basic account features

Monthly Service Charge
Multiple ways to avoid the monthly service charge

No monthly service charge if you meet any ONE of the following:

  • $500 or more average monthly balance in Spend + Reserve
  • OR, $500 or more qualifying monthly direct deposits[1]
  • OR, only use ATMs or mobile banking to make withdrawals and deposits[3]
  • OR, with Virtual Wallet Student[4]

Otherwise, $7

Other Account Features and Fees
Free use of PNC Bank ATMs

y

Reimbursement of PNC fees for use of non-PNC ATMs

-
2 per month will be reimbursed

Reimbursement of ATM surcharge fees charged by other banks

No reimbursement

Check-writing

-
Unlimited

Overdraft Protection

Built-in with no set up or transfer fees

Online Money Management Tools
Free Online Banking and Bill Pay+6

-

Free Online Statements+7

-
Required

Free Mobile Banking+8

-

Innovative online tools

-

Rewards and Relationship Benefits
Earn cash with PNC Purchase Payback®+9

-

Bonus rewards on PNC Credit Cards

-
On points® Visa®

Discounts on loans with direct debit of payment from any PNC Checking Account+10

-

Higher Yield Relationship Rates on Savings Accounts

-
On Virtual Wallet Growth

Bonus rates on select CDs and IRA CDs

-

Additional Features
Free select design checks

-

Free Cashier's Checks

-

Free Stop Payment Orders

-

Free Identity Theft Reimbursement Insurance+11

-

Discount on Safe Deposit Box

-

Free Additional Checking Accounts

sd Integrated RESERVE account

Free Money Market or Savings Accounts

yes Integrated GROWTH account

Free domestic wire transfers

1 incoming per month for
Virtual Wallet Student only[12]

Performance Select Checking

Learn More »

Best for

Those who want a premium account with the highest level of rewards

Monthly Service Charge
Multiple ways to avoid the monthly service charge

No monthly service charge if you meet any ONE of the following:

  • $5000 or more average monthly balance in checking (includes up to 8 linked checking accounts)
  • OR, $5000 or more in total qualifying monthly direct deposits[1]
  • OR, $25,000 combined average monthly balance[5]

Otherwise, $25

Other Account Features and Fees
Free use of PNC Bank ATMs

Y

Reimbursement of PNC fees for use of non-PNC ATMs

-
No fees charged

Reimbursement of ATM surcharge fees charged by other banks

-
Unlimited reimbursement

Check-writing

-
Unlimited

Overdraft Protection

No set up or transfer fees

Online Money Management Tools
Free Online Banking and Bill Pay+6

-

Free Online Statements+7

-

Free Mobile Banking+8

-

Innovative online tools

-

Rewards and Relationship Benefits
Earn cash with PNC Purchase Payback®+9

-

Bonus rewards on PNC Credit Cards

-
On CashBuilder® Visa® and points® Visa

Discounts on loans with direct debit of payment from any PNC Checking Account+10

-

Higher Yield Relationship Rates on Savings Accounts

-
On Premiere Money Market and Standard Savings accounts

Bonus rates on select CDs and IRA CDs

-

Additional Features
Free select design checks

-
PNC Exclusive or $12 discount

Free Cashier's Checks

-

Free Stop Payment Orders

-

Free Identity Theft Reimbursement Insurance+11

-

Up to $10,000

Discount on Safe Deposit Box

-
$100 annual

Free Additional Checking Accounts

yes Up to 8 additional checking, savings or money market accounts

Free Money Market or Savings Accounts

yes Up to 8 additional checking, savings or money market accounts

Free domestic wire transfers

yes

Performance Checking

Learn More »

Best for

Those who want rewards for their broader banking relationship

Monthly Service Charge
Multiple ways to avoid the monthly service charge

No monthly service charge if you meet any ONE of the following:

  • $2,000 or more average monthly balance in checking
  • OR, $2,000 or more qualifying monthly direct deposits[1]
  • OR, $15,000 combined average monthly balance[5]

Otherwise, $15

Other Account Features and Fees
Free use of PNC Bank ATMs

y

Reimbursement of PNC fees for use of non-PNC ATMs
Reimbursement of ATM surcharge fees charged by other banks
Check-writing

-
Unlimited

Overdraft Protection

No set up or transfer fees

Online Money Management Tools
Free Online Banking and Bill Pay+6

-

Free Online Statements+7

-

Free Mobile Banking+8

-

Innovative online tools

-

Rewards and Relationship Benefits
Earn cash with PNC Purchase Payback®+9

-

Bonus rewards on PNC Credit Cards

-
On CashBuilder® Visa® and points® Visa

Discounts on loans with direct debit of payment from any PNC Checking Account+10

-

Higher Yield Relationship Rates on Savings Accounts

-
On Premiere Money Market and Standard Savings accounts

Bonus rates on select CDs and IRA CDs

-

Additional Features
Free select design checks

-
PNC Exclusive or $8 discount

Free Cashier's Checks

-

Free Stop Payment Orders

-

Free Identity Theft Reimbursement Insurance+11

-

Discount on Safe Deposit Box

-
$10 annual

Free Additional Checking Accounts

-

Free Money Market or Savings Accounts

yes 1 savings or money market account

Free domestic wire transfers

-

Standard Checking

Learn More »

Best for

Those who want just the basics

Monthly Service Charge
Multiple ways to avoid the monthly service charge

No monthly service charge if you meet any ONE of the following:

  • $500 or more average monthly balance in checking
  • OR, $500 or more qualifying monthly direct deposits[1]
  • OR, if you are 62 years or over

Otherwise, $7

Other Account Features and Fees
Free use of PNC Bank ATMs

y

Reimbursement of PNC fees for use of non-PNC ATMs
Reimbursement of ATM surcharge fees charged by other banks
Check-writing

-
Unlimited

Overdraft Protection

No set up fee but $10 transfer fee

Online Money Management Tools
Free Online Banking and Bill Pay+6

-

Free Online Statements+7

-

Free Mobile Banking+8

-

Innovative online tools

-

Rewards and Relationship Benefits
Earn cash with PNC Purchase Payback®+9

-

Bonus rewards on PNC Credit Cards

NA

Discounts on loans with direct debit of payment from any PNC Checking Account+10

-

Higher Yield Relationship Rates on Savings Accounts

-
On Standard Savings accounts

Bonus rates on select CDs and IRA CDs

-

Additional Features
Free select design checks

-

Free Cashier's Checks

-

Free Stop Payment Orders

-

Free Identity Theft Reimbursement Insurance+11

-

Discount on Safe Deposit Box

-

Free Additional Checking Accounts

-

Free Money Market or Savings Accounts

-

Free domestic wire transfers

-

Important Legal Disclosures and Information

  1. A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.

  2. For Virtual Wallet with Performance Select, accounts eligible for inclusion in the combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. For Virtual Wallet with Performance Spend, accounts eligible for inclusion in the combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, line of credit, auto or home equity installment loan, mortgage loan and/or investment accounts. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement.Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. A maximum of eight (8) linked PNC accounts, including this account, may be included in the combined average monthly balance relationship. Customer must request account be linked to receive relationship benefits. The outstanding balance on lines of credit, and the original principal amount on installment and mortgage loans, will be used to determine the combined average monthly balance.

  3. Use of only ATMs, online banking, mobile banking or other electronic methods to make withdrawals and deposits.

  4. Proof of active enrollment in an educational institution is required to receive a monthly service charge waiver. This waiver will expire 6 years after it is assigned to your account.

  5. For Performance Select Checking, accounts eligible for inclusion in the combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. For Performance Checking, accounts eligible for inclusion in the combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, line of credit, auto or home equity installment loan, mortgage loan and/or investment accounts. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement.Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. A maximum of ten (10) linked PNC accounts, including this account, may be included in the combined average monthly balance relationship. Customer must request account be linked to receive relationship benefits. The outstanding balance on lines of credit, and the original principal amount on installment and mortgage loans, will be used to determine the combined average monthly balance.

  6. Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.

  7. A fee may be charged if a paper statement is requested in addition to the online statement for an account.

  8. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

  9. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.

  10. Interest rate discounts do not apply to PNC Mortgage loans.

  11. Covers up to $10,000 out of pocket expenses incurred to regain your identity and to repair your credit. Certain restrictions and deductibles apply. See the Summary Description of Benefits for the Personal, Internet and Identity Coverage Master Policy for details. Coverage applies to Primary Checking account only, not to additional checking, savings or money market accounts.

  12. If you are in the Student Banking program enrolled in a school where PNC Bank has a relationship you will continue to receive 1 free domestic or international incoming wire per statement period with Virtual Wallet Student. Otherwise, a $15 incoming wire fee will apply to all incoming wires. If you don't see your school at pnc.com/studentbanking, please call or stop by any PNC branch.