PNC Checking

Makes your financial life simpler.

Find out which account is best suited for your lifestyle and banking needs.

Find the Right Checking Account

- Alternate text here -
What is Virtual Wallet?
Virtual Wallet helps you spend, save and grow your finances.

Virtual Wallet takes money management to a whole new level

Virtual Wallet comes with online money management tools like Calendar, Money Bar® and Spending Zone that give you insight into dollars coming in, going out, and available to spend. You can also compare month-to-month spending by category, transfer funds with the swipe of a bar, and more. Explore money management tools »

Virtual Wallet is made up of Spend (your primary checking account), Reserve (for short-term savings) and Growth (for long-term savings) accounts.



Select below, the type of Virtual Wallet that best suits your needs:


- Alternate text here -
If you want premium account features with the highest level of rewards and benefits
  • Free PNC and non-PNC ATM transactions with unlimited reimbursement of non-PNC ATM surcharge fees
  • Highest level of rewards with your PNC Visa® Credit Card
  • Highest level of interest rate paid on balances
  • Multiple ways to avoid monthly service charge

Learn More

- Alternate text here -
If you want rewards for your broader banking relationship
  • Reimbursement of non-PNC ATM fees and other bank's surcharge fees. See how much in your area»
  • Bonus rewards with your PNC Visa Credit Card
  • Interest paid on balances
  • Multiple ways to avoid monthly service charge

Learn More

- Alternate text here -
If you want basic account features

  • Free transactions at over 7,200 PNC ATMs
  • Bonus rewards on your PNC points® Visa Credit Card
  • Earn cash with PNC Purchase Payback[1]
  • Multiple ways to avoid monthly service charge

Learn More

Prefer a traditional checking account?

Performance Select Checking

With Performance Select checking, you have access to our highest level of rewards and benefits along with free ATMs.

Account Summary

 

Learn More »

Performance Checking

Performance Checking will meet your everyday banking needs while rewarding you for your overall PNC relationship. 

Account Summary

 

Learn More »

Standard Checking

If you want basic account features and a traditional online banking experience, then Standard Checking may be the right solution for you.

Account Summary

 

Learn More »

Important Legal Disclosures and Information

  1. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.

PNC Purchase Payback is a registered mark of The PNC Financial Services Group.

PNC points is a registered mark of The PNC Financial Services Group, Inc.

PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC