Performance Select


With the Performance Select checking account, you have access to our highest level of rewards and benefits. Earn more, save time and money, and gain control with a host of convenient features and options.

Fast, Easy, Secure

Apply online in as little as 10 minutes! It's safe and secure.

Account Summary Service Charges and Fees

Key Features
Free non-PNC ATMs

Get free transactions at PNC and
non-PNC ATMs.

ID Theft Reimbursement Insurance

Up to $10,000, with no additional charge.

Earn bonus rewards

Earn the highest level of rewards with your PNC Visa Credit Card

Features and Benefits

  • Free PNC and non-PNC ATM transactions, including unlimited reimbursement of non-PNC ATM surcharge fees
  • Up to 8 free checking, savings or money market accounts
  • Free domestic wire transfers
  • Earn higher bonus rewards with your PNC Visa® Credit Card
  • Earns interest on balances of $2,000 or more
  • Earn cash with PNC Purchase Payback® [1]
  • Bonus rates on select CDs and IRA CDs
  • Free PNC-exclusive checks or $12 discount
  • Annual fee savings on consumer home equity and consumer personal line of credit accounts[2]
  • Identity-theft reimbursement insurance up to $10,000[3]
  • Free Overdraft Protection set up and transfers
  • $100 annual fee discount on Safe Deposit Box
  • Free PNC Cashier's Checks
  • Free ATM Statements
  • Free Stop Payments

View Account Summary for more details


No monthly service charge if you meet any ONE of the following requirements:

  • $5,000 or more in total qualifying direct deposits[4] per statement period
  • OR, $5,000 average monthly balance in checking including linked checking accounts
  • OR, $25,000 combined average monthly balance[5] in PNC consumer deposits and/or investments

Otherwise, the monthly service charge for Performance Select Checking is $25.

View Consumer Schedule of Service Charges and Fees

How to Apply

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Important Legal Disclosures and Information

  1. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.

  2. Loans and lines of credit subject to credit approval. Discount only applicable as long as payments are set up for automatic deduction from a PNC Checking account. The removal of any discount, such as auto deduction or employee, will increase the rate.

  3. Covers up to $10,000 out of pocket expenses incurred to regain your identity and to repair your credit. Certain restrictions and deductibles apply. See the Summary Description of Benefits for the Personal, Internet and Identity Coverage Master Policy for details. Coverage applies to Primary Checking account only, not to additional checking, savings or money market accounts.

  4. A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.

  5. Accounts eligible for inclusion in the combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement.  Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. A maximum of ten (10) linked PNC accounts, including this account, may be included in the combined average monthly balance relationship. Customer must request account be linked to receive relationship benefits. 

PNC Purchase Payback is a registered mark of The PNC Financial Services Group.

PNC points and CashBuilder  are registered marks of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC