Performance Select

Checking

With the Performance Select checking account, you have access to our highest level of rewards and benefits. Earn more, save time and money, and gain control with a host of convenient features and options.

Fast, Easy, Secure

Apply online in as little as 10 minutes! It's safe and secure.


Key Features
No PNC fees for use of non-PNC ATMs

Other banks' surcharge fees are reimbursed. See how much in your area »

ID Theft Reimbursement Insurance

Up to $10,000, with no additional charge[5]

Earn bonus rewards

Bonus rewards with a
PNC Visa® Credit Card

Features & Benefits

  • No PNC fees for use of non-PNC ATMs. Other banks' surcharge fees are reimbursed. See how much in your area »
  • Free transactions at approximately 9,000 PNC ATMs
  • Up to 8 free checking, savings or money market accounts
  • Free domestic wire transfers
  • Earn higher bonus rewards with your PNC Visa® Credit Card
  • Earns interest on balances of $2,000 or more
  • Earn cash with PNC Purchase Payback® [1]
  • Bonus rates on select CDs and IRA CDs
  • Free PNC Exclusive checks or $12 discount on other select designs
  • Earn higher yield relationship interest rates on a Premiere Money Market[2] or Standard Savings[3] account.
  • Discount on select personal loans and lines of credit[4]
  • Identity-theft reimbursement insurance up to $10,000[5]
  • Free Overdraft Protection set up and transfers
  • $100 annual fee discount on Safe Deposit Box
  • Free PNC Cashier's Checks
  • Free ATM Statements
  • Free Stop Payments

View Account Summary for more details

Requirements

No monthly service charge if you meet any ONE of the following requirements:

  • $5,000 or more in total qualifying direct deposits[6] per statement period
  • OR, $5,000 average monthly balance in checking including linked checking accounts
  • OR, $25,000 combined average monthly balance[7] in PNC consumer deposits and/or investments

Otherwise, the monthly service charge for Performance Select Checking is $25.

View Consumer Schedule of Service Charges and Fees

How to Apply

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Important Legal Disclosures & Information

  1. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.

  2. In order to qualify for a Relationship Rate for Premiere Money Market, you must have a linked checking account (for the Performance Checking Relationship Rate, you must have a linked Performance Checking or Virtual Wallet® with Performance Spend; for the Performance Select Checking Relationship Rate, you must have a linked Performance Select Checking or Virtual Wallet with Performance Select) and meet one of the following requirements:

    • Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your Checking account using your Visa® Debit Card or to your linked Visa Credit Card.
    • Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Virtual Wallet with Performance Spend or Performance Checking during the previous calendar month.
    • Have $5,000 in qualifying direct deposits in a linked Virtual Wallet with Performance Select or Performance Select Checking during the previous calendar month.

    (A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.)

    Starting with the calendar month following when you open your Premiere Money Market account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.

    If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Premiere Money Market account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.

    Important Note: Your Premiere Money Market account will earn the highest rate available to you (Rate Offer, Standard or Relationship Rate) for which you qualify based on the applicable balance tier and the criteria above.

  3. In order to qualify for the Relationship Rate for Standard Savings, you must have a linked Standard Checking, Performance Checking, Virtual Wallet® with Performance Spend, Performance Select Checking or Virtual Wallet with Performance Select and meet any one of the following requirements:

    • Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your Checking account using your Visa® Debit Card or to your linked Visa Credit Card.
    • Have $500 in qualifying direct deposits in a linked Standard Checking during the previous calendar month.
    • Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Virtual Wallet with Performance Spend or a Performance Checking during the previous calendar month.
    • Have $5,000 in qualifying direct deposits in a linked Virtual Wallet with Performance Select or a Performance Select Checking during the previous calendar month.

    (A qualifying debit card purchase is defined as any debit card purchase made at point of sale using your signature PIN, or a purchase made electronically or online using your debit card number, inlcuding recurring payments.)

     

    Starting with the calendar month following when you open your Standard Savings account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.

    If you or we make changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Standard Savings account), you may no longer qualify for a Relationship Rate.

  4. Loans and lines of credit subject to credit approval. Discount only applicable as long as payments are set up for automatic deduction from a PNC Checking account. The removal of any discount, such as auto deduction or employee, will increase the rate.

  5. Covers up to $10,000 out of pocket expenses incurred to regain your identity and to repair your credit. Certain restrictions and deductibles apply. See the Summary Description of Benefits for the Personal, Internet and Identity Coverage Master Policy for details. Coverage applies to Primary Checking account only, not to additional checking, savings or money market accounts.

  6. A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.

  7. Accounts eligible for inclusion in the combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement.  Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. A maximum of ten (10) linked PNC accounts, including this account, may be included in the combined average monthly balance relationship. Customer must request account be linked to receive relationship benefits. 

PNC Purchase Payback is a registered mark of The PNC Financial Services Group.

PNC points and PNC Cash Rewards are registered marks of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

Bank deposit products and services provided by PNC Bank. Member FDIC