PNC Visa® Cards -
A better way to pay


PNC Visa credit and debit cards are convenient and help you better manage your money. Plus, they can give you benefits that you can’t get from cash or checks.


Rewards and Benefits

More Rewarding

PNC Visa Credit Cards

Depending on the PNC credit card you carry, your card may be enrolled in a reward program. If so, you could be earning rewards like these:

  • Points toward rewards like travel, gift cards, cash back and merchandise
  • Cash back for your spending
  • Miles toward travel rewards
Learn more about credit cards currently offered by PNC »

PNC Visa Debit Card

  • Earn cash with PNC Purchase Payback®[1]

    Simply visit your Rewards Center in PNC Online Banking and activate the offers you want; then shop or dine using your PNC Bank Visa Debit Card and follow the instructions on the offer. The cash you earn is then deposited into the account you choose. The more you use your card for purchases, the more offers you may see.

    Learn more about PNC Purchase Payback®»

Use the card that is best for you:

Features and Benefits

Credit Card

Debit Card

Pay for purchases online, by phone, and at millions of locations worldwide
Earn rewards[7]
Money for purchases comes directly out of the checking account linked to your card -
Make monthly payments or pay off your balance in full -
Get cash at ATMs[8]
Get cash at participating merchants when you use your PIN -
Keep track of purchases in Online Banking
Build a financial history -
Receive Auto Rental Collision Damage Waiver when you pay with your card -
Count on purchase protection and get reimbursed for theft or damaged itemswithin 90 days from the date of purchase -
Visa Signature Cardholders enjoy these additional benefits:
Exclusive Visa Signature discounts and special treatment at over 900 hotels and resorts worldwide -
With Visa Signature, enjoy complimentary concierge service, 24/7 and get access to extraordinary cardholder events and experiences -

Learn More about PNC Visa Credit Cards  |  PNC Visa Debit Card

We Also Recommend

Apple Pay™

With Apple Pay, you can now use your iPhone® 6 and iPhone 6 Plus at hundreds of thousands of merchant locations nationwide to conveniently make purchases with your PNC Visa cards, all without reaching for your wallet.

Learn More »

Visa Checkout

Pay online the easier way with Visa Checkout and your PNC card. Breeze through checkout when shopping online with a single sign-in anytime you see the Visa Checkout button.

Sign Up Now »

PNC Security Assurance

We are committed to protecting the security and confidentiality of your information.

Learn More »

Important Legal Disclosures and Information

  1. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.

  2. Zero Liability Fraud Protection does not apply to ATM transactions, PIN transactions not processed by Visa, and certain commercial card transactions.  Notify PNC Bank immediately of any unauthorized use.  For specific restrictions, limitations and other details regarding unauthorized use of your debit card, see your Personal Checking, Savings and Money Market Accounts and part of the PNC Virtual Wallet Fineprint.  For specific restrictions, limitations and other details regarding unauthorized use of your credit card, see your credit card agreement.

  3. Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.

  4. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

  5. See your Visa Guide to Benefits for more details.  Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholder’s behalf.

  6. PNC Bank Affinity Debit cards are charged a $10 annual fee. Specialty cards include: PNC Park, Pittsburgh Steelers, WBS Penguins, Washington Nationals, Detroit Pistons, Cleveland Browns, Philadelphia Flower Show ($5 of the $10 is donated to the PA Horticultural Society annually), USA Flag ($5 of the $10 is donated to the American Red Cross annually). See the Consumer Schedule of Service Charges & Fees for more details.

  7. Credit card must be enrolled in a rewards program in order to earn rewards.  Some credit cards do not earn rewards.

  8. A cash advance fee may apply when you use a credit card to obtain cash from an ATM.

PNC Purchase Payback is a registered mark of The PNC Financial Services Group.

PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.

Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC