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Apply online and get a response in minutes and, if approved, you'll receive your card in 7 - 10 days!
At PNC, we want to help you develop a strong financial foundation. Start building good credit with the PNC Core Visa credit card – designed with features to help students stay on the right path.
Check balances, pay bills, deposit checks, review account activity, transfer money and more.
When you link your PNC credit or debit card to a digital payment option, you can shop in-store, in-app or online — all from the convenience of your mobile device.
See your overall financial picture.
Establishing good credit now will help you in the future. Keep tabs on your credit score 24/7 with PNC Online Banking.
A PNC credit card can integrate seamlessly with PNC Online Banking and Virtual Wallet. View all of your spending and saving online, from your desktop, tablet or mobile device. Learn More »
Introductory 0% Annual Percentage Rate (APR) on purchases for the first 15 billing cycles following account opening.
Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Calculate your savings »
Then, the Purchases and Balance Transfer APRs.
|Purchase & Balance Transfer APRs||11.99% to 21.99%, based on creditworthiness.
These APRs will vary with the market based on the prime rate.
|Cash Advances APR||24.99%
This APR will vary with the market based on the prime rate.
This APR will vary with the market based on the prime rate
|Minimum Interest Charge||$1.50|
Either $5 or 3% of the amount for each balance transferred during the first 90 days following account opening, whichever is greater. After that, either $5 or 4% of the amount of each balance transfer, whichever is greater.
|Cash Advances||Either $10 or 5% of the amount of each cash advance, whichever is greater|
|Foreign Transaction||3% of each foreign transaction in U.S. dollars|
|Late Payment||Up to $38|
|Returned Payment||Up to $38|
|Introductory Term*:||15 months|
|Balance Transfer Fee*:
NOTE: After the promotion period, a variable APR currently 11.99% to 21.99% based on creditworthiness will be applied.
Calculations & Assumptions: The savings reflected are approximate and are calculated on the difference in interest charges between the higher APR cards you entered and the lower introductory balance transfer APR offered by PNC Bank. Actual savings may be impacted based on your purchase and payment activity. Fees other than the balance transfer fee are not taken into consideration. No upper limit to balance transfer fees are considered. Additionally, it is assumed that no other balances are on the account other than the transferred balance that is subject to the promotional rate. For purposes of this calculator, the minimum payment is calculated as 1% of principal balance plus interest and fees. Your minimum payment may be different. See your credit card agreement for details.
1. Balance transfer amount are subject to limitations and restrictions.
2. The promotion period is the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
You'll receive a response immediately and if approved, your card will arrive within 7-10 business days.
The term “net purchases” does not mean all purchases you may make with your credit card. Some limited transactions are excluded such as purchases of a gift card or other cash equivalent products, purchases with a convenience check, cash advances or balance transfers.
You will earn a $100 monetary credit on your statement after you have made at least $1,000 in net purchases during the first 3 billing cycles following account opening. The bonus $100 monetary credit will be awarded to your account within 60 days after you make the net purchase that enabled you to meet the $1,000 minimum requirement. The $100 monetary credit, if earned, will be forfeited if the account is closed before the monetary credit is awarded.
Compared to the standard purchase and balance transfer APRs you would receive based on your creditworthiness if you applied and were approved for one of our other currently offered credit cards.
PNC Core is a registered mark of the PNC Financial Services Group, Inc.
Visa is a registered trademark of Visa International Service Association and used under license.
PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein.
Equal Opportunity Lender
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
Bonus offer is valid for new credit card accounts opened through this web page only.