PNC Core® Visa®

Credit Card

At PNC, we want to help you develop a strong financial foundation. Start building good credit with the PNC Core Visa credit card – designed with features to help students stay on the right path.

 

Fast, Easy, Secure

Apply online and get a response in minutes and, if approved, you'll receive your card in 7 - 10 days!


Introductory 0% Annual Percentage Rate (APR) on purchases for the first 15 billing cycles following account opening.

And, introductory 0% APR on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Calculate your savings »

Then a variable APR, currently 10.99% to 20.99%, based on creditworthiness. This APR will vary with the market
based on the prime rate.*


Receive a $100 Cash Bonus after you make $1,000 or more in net purchases[1] during the first 3 billing cycles following account opening[2].

 

Introductory Offer
Key Features
Convenient Online and Mobile Banking 

Check balances, pay bills, deposit checks, review account activity, transfer money and more.  

Shop on the Go 

When you link your PNC credit or debit card to a digital payment option, you can shop in-store, in-app or online — all from the convenience of your mobile device.

Seamless integration with PNC Online Banking and Virtual Wallet

See your overall financial picture.

Account Overview

Features and Benefits

Access your FICO score at no charge

Establishing good credit now will help you in the future. Keep tabs on your credit score 24/7 with PNC Online Banking.


Manage your credit card online 

A PNC credit card can integrate seamlessly with PNC Online Banking and Virtual Wallet. View all of your spending and saving online, from your desktop, tablet or mobile device. Learn More »


Get more savings with lower rates

  • Our LOWEST intro rate on purchases for the first 15 billing cycles from account opening to help you save on interest every time you use your card to make a purchase*
  • Our LOWEST intro rate on balance transfers for the first 15 billing cycles from account opening for balances transferred within the first 90 days following account opening to help you pay off higher-rate cards and save on interest*
  • Ongoing savings with our BEST purchase and balance transfer APRs after the intro period ends[3]

The PNC Core Visa credit card also features:

  • No Annual Fee
  • Great intro rate balance transfer options
    to help you save on interest
  • Dedicated U.S.-based customer service
    We are available 7 days a week to serve you
  • Electronic Bill Payment
    Pay bills easily and on time.
  • Online Account Tools
    Manage transactions, balances or payments.
  • PNC security & privacy
    Protection from credit or identity fraud.
  • $0 Fraud Liability
    You won’t be responsible for fraudulent charges on your account.
  • Travel & Emergency Protection
    It’s automatic, whether you’re at home or away.
  • Get a higher yield relationship rate
    When you link your PNC credit card to a qualifying PNC checking account and make 5 or more credit card transactions.
Calculators
How to Apply 

Important Legal Disclosures and Information

  1. The term “net purchases” does not mean all purchases you may make with your credit card. Some limited transactions are excluded such as purchases of a gift card or other cash equivalent products, purchases with a convenience check, cash advances or balance transfers.

  2. You will earn a $100 monetary credit on your statement after you have made at least $1,000 in net purchases during the first 3 billing cycles following account opening. The bonus $100 monetary credit will be awarded to your account within 60 days after you make the net purchase that enabled you to meet the $1,000 minimum requirement. The $100 monetary credit, if earned, will be forfeited if the account is closed before the monetary credit is awarded.

  3. Compared to the standard purchase and balance transfer APRs you would receive based on your creditworthiness if you applied and were approved for one of our other currently offered credit cards.

PNC Core is a registered mark of the PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein.

Equal Opportunity Lender

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

Bonus offer is valid for new credit card accounts opened through this web page only.