We look at a variety of factors, including, among other things, your credit history, income and any existing PNC relationship, to determine whether you qualify for at least the minimum credit line associated with the credit card product for which you are applying. If we decline your application, we will provide you with the reasons for the decline.
Features & Benefits
Cell Phone Protection Available
When you use your eligible PNC Visa credit card to pay your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply.[7]
- Rates & Offers
- Security
- Digital Account Tools
- Rewards
- Balance Transfer Offer
Introductory 0% APR on balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 19.49% to 29.49%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
- Zero Liability Fraud Protection[8]
If your card or card number is ever lost or stolen, you won’t be held responsible for unauthorized use of your card. - PNC Easy Lock®
Misplaced your PNC credit card? Lock it in real time. Learn more - Alerts
Receive real-time email or text message alerts when your card is used online, internationally or for transactions greater than a specified amount. Learn more
- Online Account Tools
Manage transactions, redeem rewards, and make payments digitally.
- Contactless Technology
Pay for everyday purchases quickly and conveniently. Get the same level of security when you tap as you do when you insert your chip. Learn more - Online Statements
Turn off your paper statements and get access to up to 48 months of statements online. Learn more
- Balance Transfer Offer
Introductory 0% APR on balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 19.49% to 29.49%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
- Zero Liability Fraud Protection[7]
If your card or card number is ever lost or stolen, you won’t be held responsible for unauthorized use of your card. - PNC Easy Lock®
Misplaced your PNC credit card? Lock it in real time. Learn more - Alerts
Receive real-time email or text message alerts when your card is used online, internationally or for transactions greater than a specified amount. Learn more
- Online Account Tools
Manage transactions, redeem rewards, and make payments digitally.
- Contactless Technology
Pay for everyday purchases quickly and conveniently. Get the same level of security when you tap as you do when you insert your chip. Learn more - Online Statements
Turn off your paper statements and get access to up to 48 months of statements online. Learn more
Tools & Calculators
- Estimate Your Cash Back Amount
- Estimate Your Balance Transfer
Estimate how much cash back you could earn annually. Enter your estimated monthly purchase amounts for each category.
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