PNC Premier Traveler®
Visa Signature® Credit Card

Earn 2 miles for every $1 in purchases[1]

Virtually no limit to the number of miles you can earn.
No foreign transaction fees on purchases made abroad**

Calculate your Miles »»
Introductory $0 annual fee for the first year, then $85**

Earn 30,000 Bonus Miles[2] after you make $3,000 in purchases[1] during the first 3 billing cycles following account opening of a PNC Premier Traveler® Visa Signature® Credit Card. Offer available when applying through a link on a page on which the bonus is offered.

Features & Benefits

  • Low Intro balance transfer APR
    to help you save on interest.

  • Dedicated U.S.-based customer service
    We are available 7 days a week to serve you.

  • Contactless Technology
    Pay for everyday purchases faster and with greater convenience than ever before. Learn more  »

  • Electronic Bill Payment
    Pay bills easily and on time.

  • Online Account Tools
    Manage transactions, rewards, balances or payments.

  • PNC Easy Lock®
    Misplaced your PNC credit card? Lock it in real time. Learn more»

  • Comprehensive purchase protection:

    • Zero Liability Fraud Protection[3]

    • Enhanced fraud protection with chip technology




Redeem Your Points for Exciting Rewards

OPTION 1: Redeem miles to cover travel purchases you’ve already made

Book travel your way using your PNC Premier Traveler credit card and redeem for a statement credit through the PNC Rewards Center in Online Banking or with a PNC customer care representative.

OPTION 2: Redeem miles to book new travel

Use your miles to book travel, including custom vacations, cruises, travel packages – with no blackout dates – through the PNC Rewards Center in Online Banking or with a PNC customer care representative.

OTHER OPTIONS: You may also redeem miles for travel-related gift cards or for cash.

See Reward Program Terms and Conditions


Enjoy exclusive benefits & service - for a superior travel experience.

  • 24/7 Visa Signature® Concierge[4] - Get complimentary, convenient assistance with tickets, reservations and more - learn more at

  • No Foreign Transaction Fees** - Save money on fees when traveling abroad

  • Get exclusive perks at 900+ hotels with the Visa Signature® Luxury Hotel Collection[5]:

    • VIP Guest status

    • 3PM check-out upon request, when available

    • Automatic room upgrade upon arrival, when available

    • Plus other cardmember-only benefits

    • Learn more at

  • Built-in travel protection[6]

    • Lost Luggage Reimbursement - You can be eligible to receive coverage if your checked luggage or carry on baggage and its contents are lost due to theft or misdirection by a common carrier

    • Travel & Emergency Assistance Services - Call 24/7 to receive referral assistance for emergency medical, legal or transportation

    • Travel Accident Insurance - Add peace of mind to your itinerary with Travel Accident Insurance

    • Roadside Dispatch® - Get access to 24-hour, toll-free referral dispatch for services like towing, fuel delivery and more

Rates & Fees

**Rates and Fees

Introductory Offer Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.

Then, the Balance Transfer APR
Annual Fee An introductory $0 annual fee for the first year, then $85**
Purchase & Balance Transfer APRs 15.99%
These APRs will vary with the market based on the prime rate.
Cash Advances APR 15.99%
This APR will vary with the market based on the prime rate.
Penalty APR 28.99%
This APR will vary with the market based on the prime rate
Minimum Interest Charge $1.50
Transaction Fees:  
Balance Transfers 3% of the amount of each balance transfer
Cash Advances $5 per cash advance
Foreign Transaction None
Penalty Fees:  
Late Payment Up to $35
Returned Payment Up to $35

**See Important Information About Rates and Fees »

PNC Premier Traveler® Visa Signature®
Credit Card

Introductory $0 annual fee
for the first year, then $85**

Apply Online

*Rewards Program Terms & Conditions
**Important Information about Rates & Fees

Manage Your Credit Card Online

In addition to giving you the rewards you want, a PNC credit card can integrate seamlessly with PNC Online Banking and the PNC Mobile App.[7]

View all of your spending and saving online, from your desktop, tablet or mobile device.

Learn More »

Tools & Calculators

How to Apply

Perks. Miles. Rewards.

A better travel experience. Enjoy complete travel rewards from PNC Bank.

Apply Now



We Also Recommend

Manage Your Credit Cards Online

Add the power of PNC Online Banking or Virtual Wallet to your PNC Visa Credit Card and see how easy it can be to keep track of your day-to-day spending.

Learn More »

Pay With Visa

There’s an easier way to pay online. With Visa's new online checkout experience you can use your PNC Visa® card to make purchases so there is no need to re-enter your information with every online purchase.

Learn More »

PNC Private Client

An exclusive program for qualifying PNC Bank deposit customers that offers rewarding financial solutions and personalized guidance designed to help address everyday needs and achieve long-term goals.

Learn More »

Important Legal Disclosures and Information

  1. The term “purchases” does not mean every transaction you make with your credit card.  Some limited transactions, such as cash advance transactions (including the purchase of cash equivalent products) and balance transfers are excluded.

  2. You will earn 30,000 bonus miles after you have made $3,000 in purchases during the first 3 billing cycles following account opening. The bonus 30,000 miles will be awarded to your account within 60 days of the purchase that enabled you to meet the $3,000 minimum requirement. We may decide not to honor this bonus offer as a result of misuse/abuse of the Premier Traveler reward program, or if a purchase return, credit, or chargeback occurs with respect to a transaction made to qualify for the bonus. We reserve the right to freeze or refuse to credit bonus miles made available through this offer, or to recoup the bonus miles or their cash equivalent (even in the event your account has been closed by you or us.)

  3. Limitations apply.  Notify PNC Bank immediately of any unauthorized use. For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement.

  4. Cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at

  5. Visit for important information about these benefits including limitations and restrictions.

  6. Certain restrictions, limitations and exclusions apply. In order for coverage to apply, you must use your PNC Premier Traveler credit card to purchase the goods or services to which a benefit applies. Visa Signature benefits are subject to change at any time. Road Dispatch® is a pay-per-use roadside assistance program.

  7. A supported mobile device is needed to use Mobile Banking. Third party standard usage and data rates may apply.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein.

PNC Easy Lock is a registered mark of The PNC Financial Services Group, Inc.

PNC Premier Traveler is a registered mark of The PNC Financial Services Group, Inc.

Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

BBVA is a registered trademark of BBVA, S.A. and is used under license.

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