Low Intro balance transfer APR
to help you save on interest.
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OPTION 1: Redeem miles to cover travel purchases you’ve already made
Book travel your way using your PNC Premier Traveler credit card and redeem for a statement credit through the PNC Rewards Center in Online Banking or with a PNC customer care representative.
OPTION 2: Redeem miles to book new travel
Use your miles to book travel, including custom vacations, cruises, travel packages – with no blackout dates – through the PNC Rewards Center in Online Banking or with a PNC customer care representative.
24/7 Visa Signature® Concierge - Get complimentary, convenient assistance with tickets, reservations and more - learn more at
No Foreign Transaction Fees** - Save money on fees when traveling abroad
Get exclusive perks at 900+ hotels with the Visa Signature® Luxury Hotel Collection:
Built-in travel protection
Lost Luggage Reimbursement - You can be eligible to receive coverage if your checked luggage or carry on baggage and its contents are lost due to theft or misdirection by a common carrier
Travel & Emergency Assistance Services - Call 24/7 to receive referral assistance for emergency medical, legal or transportation
Travel Accident Insurance - Add peace of mind to your itinerary with Travel Accident Insurance
Roadside Dispatch® - Get access to 24-hour, toll-free referral dispatch for services like towing, fuel delivery and more
|Introductory Offer||Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
Then, the Balance Transfer APR
|Annual Fee||An introductory $0 annual fee for the first year, then $85**|
|Purchase & Balance Transfer APRs||15.99%
These APRs will vary with the market based on the prime rate.
|Cash Advances APR||15.99%
This APR will vary with the market based on the prime rate.
This APR will vary with the market based on the prime rate
|Minimum Interest Charge||$1.50|
|Balance Transfers||3% of the amount of each balance transfer|
|Cash Advances||$5 per cash advance|
|Late Payment||Up to $35|
|Returned Payment||Up to $35|
Adjust the slider to show how much you usually spend on your credit card each month
Your average yearly credit card spend is: $18,000
You could earn †
36,000 miles (2 miles per $1) per year
PLUS, get 30,000 bonus miles when you make $3,000 or more in purchases during the first 3 billing cycles following account opening.
You could earn 66,000 total miles in the first year
— a $660 value when you redeem miles for travel rewards!
† Please refer to the PNC Premier Traveler Program Terms & Conditions
12 billing cycles
Balance Transfer Fee*:
NOTE: After the introductory period, a variable APR, currently 15.99%, will be applied. This APR varies with the market based on The Wall Street Journal prime rate. See your credit card agreement for details. Also, after the introductory period, your standard balance transfer fee of 3% of the amount of each balance transfer, will apply.
Calculations & Assumptions:The savings reflected are estimated by calculating the difference in interest charges using the higher APR(s) you entered and the lower introductory balance transfer APR offered by PNC Bank. Actual savings may be impacted by your purchase and payment activity. Fees other than the balance transfer fee are not taken into consideration. No upper limit to balance transfer fees are considered. Additionally, it is assumed that no other balances are on the account other than the transferred balance that is subject to the introductory rate. For purposes of this calculator, the minimum payment is calculated as 1% of principal balance plus interest and fees. Your minimum payment may be different. See your credit card agreement for details.
7. Balance Transfers are subject to certain limitations and restrictions, including the terms and conditions of any applicable introductory balance transfer offer.
8. The introductory period is the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
During the application process, you may be asked to provide the following information:
You'll receive a response and if approved, your card will arrive within 7-10 business days.
IMPORTANT INFORMATION ABOUT THE PNC PREMIER TRAVELER® VISA SIGNATURE® CREDIT CARD REWARD PROGRAM
The following is a summary of the current reward program for the PNC Premier Traveler Visa Signature credit card account (“PNC Premier Traveler Account”) referenced in this offer. For more details, please refer to the full terms and conditions for the reward program.
Base Miles: You will earn two (2) Miles for every one dollar ($1.00) you make in Purchases using your PNC Premier Traveler Account.
Bonus Miles: You will earn 30,000 bonus miles if you make $3,000 in Purchases during the first 3 billing cycles following the opening of your PNC Premier Traveler Account. The bonus 30,000 miles will be awarded to your PNC Premier Traveler Account within 60 days of the Purchase that enabled you to meet the $3,000 minimum requirement.
Rewards will accumulate and can be redeemed when your PNC Premier Traveler Account contains a minimum of 5,000 Miles (for travel) or 1,000 Miles (for a monetary credit). Miles can be redeemed to offset selected travel expenses paid using your PNC Premier Traveler Account, for a monetary credit to your PNC Premier Traveler Account, as a deposit to your eligible PNC Bank consumer checking or savings account, or as a deposit to your eligible PNC Investments LLC account. Please see the full terms and conditions for this reward program for additional information.
“Purchases” do not mean every transaction you may make with your credit card. Some transactions, such as purchases of gift cards or other cash equivalents, purchases made with convenience checks, cash advance transactions and balance transfers are excluded. For details on which transactions are excluded when we use this term, please see the full terms and conditions for this reward program.
PNC Bank, N.A. reserves the right to change or terminate the PNC Premier Traveler Reward Program at any time.
The term “purchases” does not mean every transaction you make with your credit card. Some limited transactions, such as cash advance transactions (including the purchase of cash equivalent products) and balance transfers are excluded.
You will earn 30,000 bonus miles after you have made $3,000 in purchases during the first 3 billing cycles following account opening. The bonus 30,000 miles will be awarded to your account within 60 days of the purchase that enabled you to meet the $3,000 minimum requirement. We may decide not to honor this bonus offer as a result of misuse/abuse of the Premier Traveler reward program, or if a purchase return, credit, or chargeback occurs with respect to a transaction made to qualify for the bonus. We reserve the right to freeze or refuse to credit bonus miles made available through this offer, or to recoup the bonus miles or their cash equivalent (even in the event your account has been closed by you or us.)
Limitations apply. Notify PNC Bank immediately of any unauthorized use. For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement.
Cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at .
Certain restrictions, limitations and exclusions apply. In order for coverage to apply, you must use your PNC Premier Traveler credit card to purchase the goods or services to which a benefit applies. Visa Signature benefits are subject to change at any time. Road Dispatch® is a pay-per-use roadside assistance program.
A supported mobile device is needed to use Mobile Banking. Third party standard usage and data rates may apply.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein.
PNC Easy Lock is a registered mark of The PNC Financial Services Group, Inc.
PNC Premier Traveler is a registered mark of The PNC Financial Services Group, Inc.
Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.
BBVA is a registered trademark of BBVA, S.A. and is used under license.
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