Want access to your tax refund sooner?

Your PNC SmartAccess® Prepaid Visa® card can help!

With your SmartAccess® Visa you can access your refund fast, avoid paying check-cashing fees and prevent lost or stolen refund checks.

See how it works


Don't have SmartAccess?


Here's how easy it is to get free direct deposit for your tax refund:

Take control of how quickly you can access your money. Simply set up free direct deposit on the PNC SmartAccess® Prepaid Visa® Card.

Step 1 : Add your card information to your tax form.

  • Your routing number is 031902766
  • You can find your direct deposit number by calling the number on the back of the card or stopping by your local PNC branch. (Note: your tax refund form may refer to this as an “account number”)

Step 2: Select “checking” as your refund type on your tax form.

Even though your card is not linked to a checking account, this is the correct box to check to have your refund deposited onto your card. Just make sure the name on your card matches the name on your form.

Step 3: Get access to your tax refund sooner

Instead of waiting weeks for a paper check … you can have your refund deposited right onto your card. Plus avoid check-cashing fees. You can track the status of your tax refund at www.irs.gov/refunds.

See How It Works

It's easy to get free direct deposit for your tax refund

Watch the video for instructions on setting up tax refund direct deposit.

Important Information and Disclosures

PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC