Online & Mobile Banking


Whether you’re banking from home or on the go, our digital solutions help make managing your finances easier.

PNC Makes Banking Convenient

Let our digital banking tools make every day transactions easier to maintain on your time.

  Online Mobile Card Features
Check Balance
   

 

Send Money to people you know and trust with Zelle

 

 

 

Make Check Deposits into your account

 

 

 

Lock your cards with PNC Easy Lock      
Receive Alerts    

 

Make Contactless Payments      
Earn Rewards with PNC Purchase Payback      
Make a Transfer
     

 

 

Banking Online with PNC

Easily access your accounts for free.[1]

Woman using laptop at home

 

  • Check balances and recent transactions – See current account activity for your checking, savings, credit card or loan accounts.
  • Pay bills – Add your bills and make one-time or recurring bill payments all in one place.[2]
  • Transfer funds – Transfer funds between eligible PNC accounts and external bank accounts.[3]
  • Set alerts[4] – Set up account and security alerts to monitor activity.

 

Bank Anywhere with Mobile Banking

Manage your money from your mobile device.[5]

  • Send money with Zelle®[6] Quickly send and receive money with people you know and trust
  • Manage your cards – View and manage your PNC credit, debit and SmartAccess® cards and make in-store payments with Apple Pay® right from the app.
  • Make deposits Snap a picture of your check and deposit it without going to the bank.
  • Access an ATM without your card Use your mobile device to perform an ATM transaction by requesting a one-time access code.[5]

 

Learn more and download the PNC Mobile Banking app »

 

Man using smartphone on sidewalk

Take Advantage of PNC Card Features

Unlock these features with your PNC Visa® Card to make payments simple and secure.

Hands operating smartphone

  • Earn rewards – Use PNC Purchase Payback®[7] to earn rewards based on where you like to shop, dine and have fun.
  • Lock your cards – Use PNC Easy Lock[8] to lock your debit card, keeping it from being used for new purchases or withdrawals.
  • Use digital payment options – Set up PNC Pay® on your eligible Android device or another mobile wallet to make purchases online, in-app or in-store.
  • Make contactless payments – Pay in seconds without swiping or inserting your card at the checkout terminal.

With PNC’s Security and Privacy, you can be confident that your personal and financial information will be protected while using our technology.
 

Need Help?

Search our FAQ or talk to a Customer Care Representative.

Customer Service & Support » 

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Important Legal Disclosures and Information

  1. Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.

  2. Online bill pay is a free service within PNC Online Banking that is available for residents within the US who have a qualifying checking account. We reserve the right to decline or revoke access to this service. Payments to billers outside of the United States or its territories are prohibited through this service. Tax payments, payments to settle securities transactions, and court ordered payments may be scheduled through the Service; however, such payments are discouraged and must be scheduled at your own risk.

  3. You may not make more than a total of six (6) transfers each statement cycle from a savings or money market account to other accounts (including transfers to another account for overdraft protection) or to third parties by check, through point-of sale purchase transactions or similar debit card transactions, by pre-authorized or automatic agreements, telephone, online or similar order payable to a third person. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in your Savings or Money Market account being changed to a Standard Checking account, which will be subject to the features and fees as described in the Consumer Schedule of Service Charges and Fees in effect at that time.  We reserve the right to suspend enforcement of these transaction limitations, at our discretion.

  4. PNC Alerts are free to customers. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.

  5. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

  6. Zelle should only be used to send or receive money with people you know and trust. Before using Zelle to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle offers a protection program for authorized payments made with Zelle. Zelle is available to almost anyone with a bank account in the U.S. Transactions typically occur in minutes between enrolled users. If the recipient has not enrolled, the payment will expire after 14 calendar days. See the PNC Zelle Terms of Use for additional terms and conditions.  Use of Zelle is subject to and conditional upon adherence to the terms and conditions of the PNC Zelle Terms of Use.  

  7. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa Card to make purchases. Not everyone will get the same offer.

  8. PNC Easy Lock is not a replacement for reporting your credit card lost or stolen. If you believe your credit card has been lost or stolen, please contact PNC immediately at 1-888-PNC-BANK and continue to monitor your account activity for unauthorized transactions.

    While new purchase and cash advances are stopped when you lock your credit card, certain transactions will continue: transactions identified as recurring by the merchant, transactions made prior to locking your card, balance transfers, overdraft protection, checks, account related fees, interest, dispute adjustments, reward redemptions, and the posting of refunds or other credits to the account.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc.

Apple, Apple Watch, iCloud, Mac, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone, Face ID, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc.

PNC Purchase Payback is a registered mark of The PNC Financial Services Group, Inc.

PNC Easy Lock is a service mark of The PNC Financial Services Group, Inc.

PNC Pay is a registered mark of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

Virtual Wallet is a registered trademark of The PNC Financial Services Group, Inc.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.