Digital Payments

When you link your PNC credit or debit card to a digital payment option, you can shop in-store, in-app or online all from the convenience of your mobile device. 

Digital Payments + Virtual Wallet = Better Money Management

Get valuable insights on your spending when you combine a digital payment option with Virtual Wallet.  Track your PNC debit and credit card purchases by category, see how your spending changes over time, and set up budgets to help curb your spending habits.

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Track Your Spending with Virtual Wallet

Use your PNC credit, debit and SmartAccess® cards to make in-store purchases at your favorite merchants with the PNC Mobile app on your eligible Android mobile device.

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Apple Pay

Simplify the way you shop when you use your eligible iPhone, iPad and Apple Watch to make every day purchases in-store or in-app at your favorite merchant.

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Android Pay

Breeze through the checkout process when you use your eligible Android mobile device[1] to make purchases at over a million merchants. 

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Samsung Pay

Turn your phone into your wallet when you use your eligible Samsung mobile device to make purchases virtually anywhere you can swipe or tap your card. 

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Microsoft Wallet

Tap, pay, and be on your way when you make purchases on the go with your eligible Windows Phone.

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Visa Checkout

Ditch the hassle of re-entering payment and shipment information when you use Visa Checkout to shop online at your favorite stores. 

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We Also Recommend

PNC Visa® Credit Cards

Want to earn cash or points? We have a credit card that is right for you.

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PNC Bank Visa® Debit Card

Your PNC Checking account comes with a PNC Bank Visa Debit Card - a faster easier way to pay for virtually anything.

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Virtual Wallet®

See Your Money. Differently. Virtual Wallet isn't like your typical bank account. It's an entirely new approach, designed to make life easier and transform the way you spend, save and grow your money. Welcome to finance that's a little more personal.

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Important Legal Disclosures & Information

  1. Eligible Android devices must have an NFC antenna to be eligible.  Please refer to the list of eligible devices on the Android Pay page.

Visa is a registered trademark of Visa International Service Association and used under license.

Apple, iPod, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc.

Android Pay is a trademark of Google Inc.

The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.

PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc.

Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.

PNC MasterCard® and commercial credit cards are not eligible at this time.

PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

Bank deposit products and services provided by PNC Bank. Member FDIC