Mobile Banking Updates

We're rolling out new features to enhance your mobile[1] banking experience. 

Stay up to date on when these exciting updates are coming to a mobile device near you.  

Manage your money with mobile apps at your fingertips

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PNC Mobile App

The PNC Mobile app has a new look, enhanced navigation and upgraded features that make it even easier to manage your money on the go.

This upgrade is now available for iOS mobile devices and will be ready for Android devices in the coming weeks. 

Download from the Mobile Apps Directory »

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Virtual Wallet® App

Bank when and where you want with our secure and convenient extension of your Virtual Wallet. With updates made to the Money Bar®, Calendar, Quick View and more, the Virtual Wallet app provides a new mobile experience for your money management. Now available for Apple and Android mobile devices. 

Learn more about the Virtual Wallet Insider App »

Send Money with Zelle℠

Zelle is the new way to send money directly between bank accounts in the U.S., typically within minutes. Once enrolled, then with just an email address or mobile phone number, you can quickly send money[2] to more people, regardless of where they bank.[3] 

Now available in the PNC Mobile and Virtual Wallet Insider app. 

Learn more about Zelle »

Access your money faster with PNC Express Funds

With PNC's mobile banking apps, you can securely deposit checks and access funds using your tablet or mobile phone.

Need access to your funds immediately? When you deposit an approved check from your mobile phone, PNC Express Funds gives you the option, for a fee, to make the full amount available immediately for withdrawals and purchases.[4]

Now available in both the PNC Mobile and Virtual Wallet app.

Learn more about PNC Express Funds »

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Coming Soon: A New Way To Pay

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Android users will soon have access to PNC Pay, a new mobile wallet experience that lets you use your PNC consumer and small business credit and debit and SmartAccess® cards to make in-store purchases with your mobile device where contactless payments are accepted. 

PNC Pay will be integrated into the Cards area of the updated PNC Mobile app once it becomes available to your eligible mobile device in the coming weeks. Enrolling in PNC Pay takes just a few taps, so you can make payments, check account balances, view rewards and more all in one place - no switching apps required. 

Did you know?

Apple users can also initiate in-store contactless payments directly from the PNC Mobile app using Apple Pay. You can launch Apple Pay right from the Cards area of the updated app to enroll PNC credit, debit and SmartAccess cards and make purchases at merchants that accept contactless payments.

Learn more about Apple Pay »

Important Legal Disclosures and Information

  1. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

  2. A federal regulation limits the number of transfers that may be made from a savings or money market account. Please see our Consumer Schedule of Service Charges and Fees for additional information.

  3. Zelle is available to anyone with a valid U.S. checking account. If the person to whom you are sending money does not bank with PNC, that person can register at ZellePay.com or enroll through a participating financial institution.

  4. After capturing your check images, if the check qualifies, we will offer the choice between standard funds availability at no charge or PNC Express Funds for a fee.

    Approved checks are eligible for immediate availability on withdrawals and/or purchases for a fee of 2% of the total check amount. A $2.00 minimum fee will apply.

    If a check is returned due to insufficient funds, PNC will not debit your account.

    If your deposit is completed before 10 p.m. ET on a business day, your funds will also be available to pay checks or items during nightly processing. If your deposit is completed after 10 p.m. ET, your funds will be available to pay checks or items presented on the next business day.

    Note: With standard funds availability (no charge), checks drawn on PNC will be available the evening of your deposit to pay checks or items presented that evening for posting if your deposit is completed by 10 p.m. ET.

PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

Virtual Wallet is a registered trademark of The PNC Financial Services Group, Inc.

Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC.

PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

Apple, iPod, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc.

Android Pay is a trademark of Google Inc.

The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.