Premium Money Market

For the money market that offers more, choose our Premium Money Market Account. It rewards higher balances with higher interest rates.


Fast, easy, secure

Apply online in as little as 10 minutes!

Key Features

Higher Interest Rates with Higher Balances

The more you save, the more you earn with tiered interest rates.

Just $100 to Open

Prepare for the unexpected and have easy access to your money for your long-term savings needs.

FDIC Insured

Your Premium Money Market account is FDIC insured to the maximum permitted by law.

Features and Benefits

  • Check writing privileges[1]
  • Minimum to earn interest is $1[2]
  • Tiered rates let you earn more as you save more
  • No charge for withdrawals or transfers[3]
  • FDIC insured to the maximum permitted by law
  • Auto Savings - Automatic transfers to grow your savings
  • Free PNC Banking card[4]
  • Free online view of prior 90-days's deposit tickets and Deposit Ticket detail list[5]
  • Free and unlimited account access by phone and web[6]


Minimum to open $100
To Avoid Service Charge[7]

$1,000 average monthly balance

Balance to Earn Interest (Minimum daily balance to obtain the Annual Percentage Yield) Tiers
$1.00 - $999.99
$1,000.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 - $499,999.99
$500,000.00 +

How to Apply

Important Legal Disclosures and Information

  1. Cancelled checks not returned with monthly statement. Safekeeping required.

  2. See the Account Agreement for Personal Checking, Savings and Money Market Accounts - Interest Payment and Balance Computation section for details.

  3. Federal regulation prohibits you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of-sale purchase transactions with a banking card, by preauthorized or automatic agreements, telephone, or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Money Market or Savings account to a non-interest bearing checking account.

  4. Debit Card purchases not available.

  5. Deposited Check images viewable, for a charge per image.

  6. Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.

  7. $10.00 monthly service charge will be charged if your average monthly balance falls below $1,000. 

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC