Changes to Employee Banking Retail Deposit Product Discounts

We are offering new employee discount options on our deposit products so you can find the best checking account for you.

 

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PNC continually reviews its employee discount offerings to ensure that they are competitive and to encourage employees to take advantage of the PNC products that are best for them.

 

Effective Saturday, December 12, 2020, PNC is updating discounts available to employees on checking, savings and money market products, as well as other ancillary services.

 

Here's What's New

  • The monthly service charge on ALL PNC checking products will now be waived for PNC employees[1],
    including PNC’s premium checking products.
  • In addition, the monthly service charge waiver for employees applies to an unlimited number of checking products[2].

 

Here's What Else is Changing

  • The employee monthly service charge waiver for PNC checking products will be removed from all of your accounts upon the end of your employment with PNC.
  • PNC retirees and surviving spouses will not receive the monthly service charge waiver for PNC checking products unless they meet other conditions that apply, if any, to receive a monthly service charge waiver.
  • There will no longer be a monthly service charge waiver on savings or money market deposit accounts for employees. If a monthly service charge waiver is otherwise available on a savings or money market deposit account, employees will need to meet the conditions that apply to obtain the monthly service charge waiver. Please note that there are some PNC checking accounts that allow you to link a savings or money market deposit account in order to avoid the monthly service charge on the linked savings or money market deposit account. Also, all of the Virtual Wallet® products are available as a bundle of accounts that include a savings or money market account as the Growth account at no additional monthly service charge.
  • Discounts on the following fees and services, if any, will be based on your product, and not on your status as a PNC employee, retiree or surviving spouse (See chart below for checking product choices and associated discounts):
    • Paper statement fees (with and without printed images)
    • Check orders through PNC’s check vendor
    • Debit card replacement fees
    • Safe deposit or Express box annual fee
    • Cashier’s check fees
    • Stop payment fees
    • Non-PNC ATM fees including other financial institutions’ ATM surcharge fees
    • Wire transfer fees (domestic incoming and outgoing, international incoming and outgoing, and staff assisted)
  • The monthly thresholds that must be met in order to earn the Relationship Rate on a Standard Savings, Growth or Premiere Money Market account, will be based on your checking product and not on your status as a PNC employee or retiree.

 

Here's What You Can Do

  • To learn more about checking account options, visit the Account Pricing Center and MoneyWise — PNC's Employee Banking and Investing program — within Pathfinder.
  • If you have questions regarding your account(s), contact your local PNC branch to make an appointment or call the Customer Care Center at 1-888-PNC-BANK (1-888-762-2265).
  • If you are satisfied with the features of your current account, you do not need to take action.

For questions related to your account or to discuss your options

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Call 1-888-PNC-BANK (1-888-762-2265)

 

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Learn More

Copy of Employee Letter

View Consumer Schedule of Service Charges and Fees »

Have Questions?

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Checking Comparison Chart


Product Features and Discounts Virtual Wallet or Standard Checking Virtual Wallet with Performance Spend or Performance Checking Virtual Wallet with Performance Select or Performance Select Checking Virtual Wallet Checking Pro
Checking with no Monthly Service Charge (MSC)

An unlimited number of accounts with no MSC for PNC employees effective 12/14/20. Available in East/West Markets

An unlimited number of accounts with no MSC for PNC employees effective 12/14/20. Available in East/West Markets

An unlimited number of accounts with no MSC for PNC employees effective 12/14/20. Available in East/West Markets

An unlimited number of accounts with no MSC for PNC employees and customers. Available in Expansion Markets.

Savings or Money Market with No MSC

Does not apply to Standard Checking. Only applies to a Virtual Wallet Growth account

1 linked savings or money market account (Virtual Wallet Growth account qualifies as the linked account if you have Virtual Wallet with Performance Spend)

Up to 8 linked checking, savings or money market accounts in any combination (Virtual Wallet Growth and Reserve accounts qualify as two of the eight linked accounts if you have Virtual Wallet with Performance Select)

Applies to Virtual Wallet Growth account

ATM Rebates

2 non-PNC fee rebates

4 non-PNC fee rebates

No non-PNC ATM fees

No non-PNC ATM fees
ATM Reimbursements of Surcharge Fees

Up to $5.00 surcharge reimbursed

Up to $10.00 surcharge reimbursed

Up to $20.00 surcharge reimbursed

Up to $20.00 surcharge reimbursed

Paper Statement Fees

$2.00 (per account – up to $6.00 for VW)

No Charge

No Charge

No Charge

Paper Statement with Printed Images Fees

$3.00 (VW available on Spend only)

$3.00 (VW available on Spend only)

No Charge

No Charge

Discounted or No Fee on Checks

N/A

$8.00 Discount

PNC Exclusive checks at no charge OR $12.00 discount on all others

PNC Exclusive checks at no charge OR $12.00 discount on all others

Debit Card Replacement Fee

$7.50

$7.50

No Charge

No Charge

Safe Deposit Box Discount

No Discount

$10.00 Discount on any size box

Up to $100.00 Discount on any size box

N/A

Cashier's Check Fee

$10.00

No Charge

No Charge

$10.00

Stop Payment Fee

$33.00

$33.00

No Charge

No Charge

Domestic Wire Transfers Fees (Incoming/Outgoing)

$15.00 incoming
$30.00 outgoing

$15.00 incoming
$30.00 outgoing

No Charge

No Charge incoming
$30.00 outgoing

International Wire Transfers Fees (Incoming/Outgoing)

$15.00 incoming
$45.00 outgoing

$15.00 incoming
$45.00 outgoing

$15.00 incoming
$45.00 outgoing

$15.00 incoming
$45.00 outgoing

Staff Assisted Transfer Fees

$3.00

$3.00

No Charge

No Charge

 

Important Legal Disclosures & Information

  1. Contractors and employees whose residence or primary work address is outside of the United States of America are not eligible for the employee monthly service charge waiver.

  2. Employees must be listed as first name or other name in the account title for any checking account to receive the monthly service charge waiver.

Employees must be listed as first name or other name in the account title for any checking account to receive the monthly service charge waiver.

Virtual Wallet is a registered trademark of The PNC Financial Services Group, Inc. 

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

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