Virtual Wallet Student® gives you the resources you need to help you keep track of your money.
PNC Student Banking makes managing your money while you're at school one less thing to worry about.
Show school pride with a PNC Bank Visa® debit card designed for Baldwin Wallace.
When you need money fast, go to PNC - we're right on the Baldwin Wallace campus.
Need some in-person assistance?
We have branches nearby.
Get your refund in as little as 24 hours!
Excited about college? Just think of it. The lectures. The tradition. The intellectual atmosphere. Oh and the, um…social life. To get the most out of all that excitement, you'll want to make the most of your money. Virtual Wallet Student helps manage life on campus, and your budget, with features that let you bank the way you want to.
Explore Virtual Wallet »
When you need money fast, go to PNC. Our nearest ATMs and branches are listed below. You can also use our ATM and Branch Locator to find us no matter where you are, and sometimes banking online or going mobile can be what the situation calls for.
Frequently Asked Questions
What is the $150 Jacket Express Board Plan transfer option?
Due to several requests received from BW students over the past couple years, BW has partnered with PNC to allow resident students the ability to transfer $150 from their Jacket Express Board Plan to be able to go off campus to eat.
How do I enroll for this $150 option?
There is a two step process to enroll for the $150 Jacket Express Board Plan transfer.
What are the eligibility requirements to elect the $150 option?
Can I allocate more or less than $150 each semester (Fall/Spring) as part of the Resident Jacket Express Board Plan?
No, the program offers a fixed amount for both Fall and Spring semesters.
Will this $150 show up in my PNC checking account?
Yes. Once the funds are dispersed by the school, the $150 will appear as a deposit into your designated PNC Checking account and available to use at your discretion.
You will also receive an email from PNC confirming that the $150 has been transferred.
NOTE: PNC will not monitor how the $150 is spent. It will be credited to the current balance you may have on your PNC Checking account as well as be used to pay for purchase transactions that come through your PNC Checking account when the transfer takes place.
Will I need to complete the $150 process each semester (Fall/Spring)?
Yes. You will need to make this election each semester via bw.edu/resources/id.
However, you only need to enroll into the BW Stinger Bucks portal one time.
What happens if I do not elect the $150 from my Jacket Express Board Plan?
AYour funds will remain in your account and follow the normal Jacket Express Board Plan process.
If I elect the $150, can I change my mind?
No, once you make your election at the beginning of each semester, it is automatically processed to debit your Jacket Express Board Plan.
How do I apply for a PNC Checking account if I do not have one?
You can apply for a PNC Bank account by visiting any of our PNC branches, online via pnc.com/bw or, by calling 1-888-PNC Bank.
The two closest branches to the BW campus include 343 W. Bagley Road or inside the Giant Eagle at Park St.
Or if you don't have time to go off campus, PNC Bank will be available on campus every 2nd Wednesday of the month from 9:00-1:00 in the Strosacker Student Union for Banking Days.
Make sure you mention that you are a BW student if you open your account in your hometown to ensure you are placed in the proper student checking account.
How do I obtain the new BW Stinger Visa Debit Card?
During the account opening process you can request a BW Stinger Visa Debit Card.
If I already have a PNC Checking account, how do I switch from my PNC Visa Debit Card to the new BW Stinger Visa Debit card?
To upgrade your current PNC Visa Debit Card to the new BW Stinger Visa Debit Card, you can stop into any PNC Branch and they can place the request. There is no fee to upgrade your card and it will be sent to the address the bank has on file for you within 7-10 business days.
Who is eligible to receive the BW Stinger card?
Anyone who has opened a PNC Bank account and affiliates themselves with Baldwin Wallace is eligible to receive the new BW Stinger Visa Debit Card. This includes: BW Student, BW Employee, BW Alumni, BW Emeritus, BW Parents, or Community; a Yellow Jacket For Life (YJ4L).
Is there a PNC ATM on campus?
Yes, PNC has an ATM located in the Strosacker Student Union. This ATM is capable of accepting deposits and cashing checks as well as your typical cash withdrawal. Effective Fall, 2014, there will be a surcharge of $2.50 implemented. Any non-PNC account holder who utilizes the ATM will be subject to this charge. PNC customers will not be impacted.
If I have other questions that are not listed, who can I contact?
You can call the local PNC Branch at (440) 826-4515, the PNC customer service hotline at 1-800-745-7577 or Baldwin Wallace University ID Office at (440)-826-2410; www.bw.edu/resources/id
Resources to help you improve your financial IQ.
You’re just getting started in life. You have big dreams for the future, some of which – like a car, a house or more schooling – cost more money than you have right now. Credit is a tool that can help you achieve those financial goals. Learn how to get off on the right foot and make smart choices about credit.
Things happen fast in college. New classes. New friends. New interests and opportunities. That’s all the more reason you may want to think about using a budget. Get practical advice on how to manage your money today, which is an important step to a strong financial future.
Identity Protection 101
Identity theft is a serious crime that can have lasting effects on its victims. And, unfortunately, as a young adult, you may be at a greater risk of ID theft because you have little or no credit history and you may not know how to protect yourself. Discover how identity theft happens, and learn what actions you can take to prevent criminals from assuming your identity.
Planning for College
Making smart decisions before you borrow for college will help you in the future. PNC offers multiple resources for plotting out how you’ll pay for your education.
Tips from Experts
We want you to have the knowledge and confidence to manage your money. That’s why we created PNC Achievement Sessions—a series of practical sessions taught by real-world experts on financial topics that matter to you.
Banking in the US
While in the United States, International Students will need to manage their finances, and a bank checking account helps you do that. This overview defines the types of accounts you can get and how to open them.
We get it. You want them to be independent. But it's always nice to have a lifeline home. Virtual Wallet Student gives your child a quick connection to you, with alerts and features that give you insight into their account while still letting them figure things out on their own.
PNC has banking designed just for students.
Our Virtual Wallet Student provides a banking solution with features like a calendar customized for students, mobile and text banking and much more, students will have a clear view and control of their money.
PNC student accounts are parent-friendly too.
Virtual Wallet Student comes with features like“Reimbursements” which enable your student to send you a receipt of a purchase and ask if you’ll pay. So you can see what that $50 for school supplies really went to! “Parent Alerts” allow you to see the same e-mail notice your student gets when the account balance is getting low.
PNC provides free financial education for students.
Working in conjunction with the University, PNC will schedule financial education seminars on campus to assist students with Banking Basics, Budgeting, Identity Theft, and Protecting their Credit.
PNC provides free incoming wires and a courtesy overdraft waiver.
Student banking also comes with one free incoming wire transfer per monthly billing cycle and a courtesy overdraft fee waiver for the first NSF incident that may occur in the first 12 months after opening a new account. PNC looks at this as a way to educate students
Starting college is daunting enough, even when it's in your home country. Make your transition to the U.S. easy by finding out the essentials of banking here, getting money from home, and keeping track of your heard-earned dollars.
Contact us by phone between the hours of 7:00 a.m. and 10:00 p.m., ET, Monday through Friday and 8:00 a.m. and 5:00 p.m., ET, Saturday and Sunday, at 877-PNC-1000 (877-762-1000), or visit your local PNC Bank branch.
PNC opened a branch on the Morgan State campus. Brian signed up for Virtual Wallet Student and hasn’t looked back. His school-branded account fits in with his own sense of school pride: "I love to showcase my institution. It's like paraphernalia I don't have to pay for!"
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Bank deposit products and services provided by PNC Bank, National Association. Member FDIC