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Spotlight Series

Featuring: Julien and Kiersten Saunders
of rich & REGULAR®


My Finance Academy
Spotlight Series

As you work toward building a strong financial foundation for yourself, learning from others’ successes — and mistakes — can help. The My Finance Academy Spotlight Series features real people talking about real-life financial challenges and the solutions that have worked for them. They share tips you can use today and strategies to set yourself up for financial success tomorrow.

Remember to check back often: We will add new content to the Spotlight Series throughout the summer.

Currently Featuring: 
Julien and Kiersten Saunders
of rich & REGULAR®

Staying out of the credit card trap.

When you’ve just graduated and are living on an entry-level salary, credit cards can be really, really tempting. That’s why so many young professionals end up with credit card debt that weighs heavily on their financial lives. Julien and Kiersten learned the hard way, and want to make sure that you don’t. Tune in to learn how to avoid the traps and use credit cards to your financial advantage.



Four keys to improving your ability to save.

Spending money is fun — at least in the short term. But what’s more fun is being able to afford the things you truly want. Julien and Kiersten tried lots of crazy ways to do just that. They didn’t work. But they did find (and will share with you) ways to find a better balance between enjoying today and saving for tomorrow.



How to stop fraud from throwing a wrench into... everything. 

Fraudsters use every trick in the book to separate you from your money. And every day, they’re coming up with new ones. The results can be devastating, not only to your finances today but to your future plans and security. Julien and Kiersten share tips for helping you avoid fraud and identity theft, protect your hard-earned money and sharpen your radar for scams.



A commencement address that lasts a lifetime.

Most graduation speeches don’t have a lot of staying power, but this one will. Julien and Kiersten bring you the address they wish they’d have gotten on graduation day — practical advice on living a happy financial life. Tune in for insights on investing that you can put into action with that first paycheck.



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Sahirenys tackles the B word to help you live your best life. 

Budgeting may sound boring, but it’s actually pretty exciting when you think about how it can help you build a strong financial future for yourself. Know where your money’s going, see how good it feels to save, and ease the stress of running short on cash. Sahirenys’ tips make budgeting easy and realistic for your everyday

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Unravel the mystery of building good credit. 

Everybody’s talking about how important credit scores are, but what does that really mean? Sahirenys talks about the factors that affect your credit score and shares steps you can take right now to improve it. Learn how to manage your credit cards, bills and debt to build good credit.

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Lose the debt and breathe easy.

Want to be free of your student loans or other debt? Sahirenys shares her own story of paying off $99,000 in debt in just five years and explains how you can create a debt payoff plan for yourself. See how quickly you can get your debt under control when you commit to a solid strategy and timeline.

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Is it time for you to start investing?

It’s never too soon to start planning for your retirement or other long-term financial goals. Once you have a strong financial foundation in place, you may want to consider investing. Sahirenys helps you explore your own reasons for investing and shares some golden rules for getting started.

Learn about your finances. Develop healthy habits. Make smarter decisions with your money.


Start Investing: A Beginner’s Guide to Stocks & More

If you’ve thought about investing but put off because you think it’s too complicated or it requires too much cash, maybe you just need to learn more about it.

3 min read


How to Start an Emergency Fund and Why it Matters

An emergency fund is money set aside for unforeseen circumstances. Think of it as a safety net to catch you when expenses spring up unexpectedly.

3 min read


How to Build Credit as a College Student

Your credit history and score can affect your ability to qualify for loans, credit cards and other financial opportunities throughout your life. Here are some tips for building credit now, while you’re in college.

3 min read

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