PNC Workplace Advantage is a benefit offered through employers that can help you get more from your banking relationship.

Eligible employees may have access to enhanced banking benefits, financial wellness resources, and support from dedicated PNC professionals to help them reach their financial goals.

Employees gain access to:

• Enhanced banking rewards PNC TotalRewards Silver Tier enrollment for qualified employees

• Personalized support from a dedicated PNC specialist

• Financial education and seminars

• Digital financial tools

• Flexible access (virtual, digital, and onsite where applicable)

You will be considered enrolled in the PNC Workplace Advantage program and may be eligible for PNC TotalRewards Silver Tier benefits if:

• You work for a participating Workplace Advantage employer, and
• You have a PNC Qualifying Checking account (as an owner or co-owner), and
• You receive a qualifying payroll direct deposit into your qualifying PNC checking or savings account

A Qualifying Checking account is any PNC consumer checking where you are an owner or co-owner.

A qualifying direct deposit method is a payroll direct deposit received via Automated Clearing House (“ACH”) into a PNC checking or savings account, subject to certain exclusions.

Important for earned wage access or on-demand pay users

Access to earned wages: With Earned Wage access it allows you to receive your direct deposit prior to your official pay date.

If you receive early pay through an Earned Wage Access provider:

• Your payroll may not appear as a qualifying direct deposit, therefore
• You may lose eligibility for PNC Workplace Advantage benefits

You can enroll in PNC TotalRewards and qualify for Silver Tier benefits without meeting the Average Eligible Balance requirement, as long as you:

• Maintain a qualifying PNC checking account, and
• Receive a direct deposit from your participating PNC Workplace Advantage employer using a qualifying direct deposit method into a PNC account.

The Average Eligible Balance for the Silver Tier of PNC TotalRewards is $25,000.

You’ll be invited to join PNC TotalRewards once PNC confirms your eligibility, and you’ll start earning Siver Tier benefits once you enroll in the PNC TotalRewards Program.

NOTE: You must enroll in the PNC TotalRewards Program

You can reach a higher Select Tier when you increase your Average Eligible Balance to meet the requirements of the Tier: $100,000 for the Gold Tier and $500,000 for the Platinum Tier.

Your eligibility in the PNC TotalRewards Program will be recognized after your first qualifying direct deposit method is received. The timing of your eligibility depends on your employer’s payroll schedule.

The PNC TotalRewards benefits are active within 5 business days after enrollment. Benefits won’t be received until activation.

Your invitation to the PNC TotalRewards Program expires 60 days from PNC recognizing your last qualifying direct deposit method.

You will no longer be considered eligible to enroll as an employee of a Workplace Advantage employer if it has been more than 60 days since your last qualifying direct deposit. Once you restart your qualifying direct deposit method from a Workplace Advantage employer, you will be invited to enroll in PNC TotalRewards.

For additional information about the PNC TotalRewards Program, please go to the PNC TotalRewards Overview and review the PNC TotalRewards Program Terms and Conditions.

Yes, your qualifying direct deposit method must go into an eligible PNC checking or savings account.

Your PNC TotalRewards benefits may be removed after the 3-month grace period beginning at your PNC TotalRewards anniversary date. Standard product pricing and requirements may apply.

Once you have enrolled in the program you will remain eligible until your annual annivaersary date as long as qualifying checking account is maintained.