| Check Ready Auto Loan |
Traditional Auto Loan |
|
|---|---|---|
| Loan Amount | $7,500 - $50,000 | $5,000 to $7,499 and $50,001 to $100,000 |
| Apply Online |
|
|
| Shop with a "Blank Check" | ||
| Vehicle price and information known at time of application | ||
| Terms | Various | Various |
| Usable at Eligible Dealers | ||
| New and used vehicle less than eight years old | ||
| If used, vehicle must have less than 100,000 miles | ||
| Apply Online | Apply Online | |
| Resume Saved Application » | ||
Auto Loans, Financing and Refinancing for New and Used Cars
Whether you're starting your search, figuring out what you can afford, or have a car in mind, we can help you take the next steps.
Business Checking Accounts
Every business needs a good foundation, starting with a PNC business checking account.
Check Current Auto Loan Rates*
Buying From a Dealership
Use the Check Ready loan to purchase a new or used car from a dealership.
Secure your financing before you head to an eligible dealer so you can shop with confidence. Apply online and get a decision in minutes. Get started with a Check Ready Auto Loan or a Traditional Auto Loan.
New or Used
Estimate the cost of your monthly payment using our customizing payments tool
Find a New or Used Vehicle
Searching for your next car? Explore how much you may save save with PNC Total Auto®**.
Shop new or used cars in your area.
Refinancing Your Auto Loan
Refinancing can be an opportunity to lower your monthly payments, pay off your loan quicker or reduce your overall interest.
Step 1 — Research
Research current refinance rates and estimating a monthly payment.
Step 2 — Apply
Apply for a refinance auto loan[1] online, by phone or at a branch.
Step 3 — Pay Your Existing Loan Off
Close at a PNC branch or have the documents sent to your home. Then once you return your signed documents, a check will be sent to the creditor to payoff the loan.
Other Auto Loan Options
Not sure where to start? Explore All Lending Options »
Learn More
Paying Off Your Car Loan Early: Things to Consider
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Should I Buy a New or Used Car?
There are many important factors to consider when deciding whether to buy a new or used car. Read more about the pros and cons of each car buying option.
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First Time Car Buyer's Guide: What to Know Before You Buy
Buying your first car can be intimidating. Our guide can help you understand what financing options are available and how apply for a loan.
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Important Legal Disclosures and Information
1. Credit is subject to approval.
2. Certain restrictions and conditions apply.
*Check Auto Loan Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.
**PNC Bank's website terms, privacy and security policies don’t apply to the site you're about to visit. Please review TrueCar's website terms, privacy and security policies to see how they apply to you. PNC Total Auto® is provided by TrueCar.
PNC Total Auto is a registered mark of The PNC Financial Services Group, Inc.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.
