What Information Do I Need to Apply?

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To apply for the PNC Solution Loan™, which is subject to credit approval, applicant(s) will need the following information:

  • Full name, Social Security number and date of birth
  • Home phone number, home address and the number of years you have lived there
  • Driver's license or state ID
  • Name, address and phone number for your reference; a reference can be a relative or non-relative, but can't live at your or your co-signer's place of residence
  • School's name and your intended major
  • Expected graduation date
  • Academic term that the loan will cover (full year, one semester, etc.)
  • Amount you wish to borrow
  • Employment information, including the name of your employer, their location, their phone number, your length of employment, and your income (if applicable)
  • Any additional sources of income that you'd like considered in the loan application
  • Co-signer's email address and phone number (if applicable)

Consider Applying With a Co-signer

For student borrowers under 17, a creditworthy co-signer is required. Most PNC Solution Loan borrowers have applied with a co-signer, as applying with a co-signer may increase your chances of approval. It's important for the borrower and co-signer to work together when completing the application.

Co-signer Process

The student borrower and the co-signer complete their portions of the application separately. First, the borrower completes their portion of the application, which includes entering the co-signer's contact information. After the borrower has completed their section of the application, CampusDoor, our loan origination service partner, will send an email to the co-signer with a link back to the application website where the co-signer can complete their portion of the application.

Important Legal Disclosures and Information

You are encouraged to explore all scholarship, grant and federal borrowing options before applying for a private loan. Private loans are subject to credit approval.

PNC does not provide accounting, tax or legal advice.