Home Equity Loans

Borrow using the available equity in your home.[1]

Fast, Easy, Secure

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Check Current Home Equity Rates*

Details & Fees*

Interest Rate Type Fixed
Payment Type Principal + Interest
Discounts Applied 0.25% interest rate discount for automatic payment from a PNC checking account
Documentation Prep Fee Varies by Market

*See "Important Disclosures"

Key Features

Get 0.25% Off Your Rate

Interest rate discount comes with maintaining automatic payment via a new or existing PNC checking account.[2]

Fixed Rate

Enjoy a standard fixed rate for the life of the loan — up to 30 years. See important disclosure information »

Tax Benefits

The interest you pay is typically tax deductible.[3]


Features & Benefits

  • 0.25% interest rate discount when your monthly payment is automatically deducted from your PNC checking account[2]
  • Equal monthly payments that include principal and interest
  • A standard fixed rate for the life of the loan - up to 30 years
  • May provide you the ability to lower your monthly payments, reduce your interest expense, or pay off your mortgage sooner
  • The convenience of loan closings at any PNC Bank Branch
How to Apply
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Frequently Asked Questions

Important Legal Disclosures and Information

  1. Credit is subject to approval.

  2. Discount only applicable as long as payments are set up for automatic deduction from a PNC checking account. The removal of any discount, such as auto deduction or employee, will increase the rate.

  3. Consult your tax advisor.

*Advertised rates for the Home Equity Installment Loan and Home Equity Rapid Refinance Loan include a 0.25% interest rate discount for automatic payment from a PNC checking account. Advertised rates for the Choice Home Equity Line of Credit include a 0.25% interest rate discount for automatic payment from a PNC checking account and a 0.25% interest rate discount for a $25,000 draw at closing excluding funds to pay PNC debt.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC