Competitive rates.
Great for home improvements, debt consolidation, large expenses (like a mortgage refinance) and more.
Get easy access to your money and use the credit line as many times as you want throughout the draw period up to your available credit line.
Only pay interest on what you spend, like a credit card.
Only pay interest on the amount you draw and have the flexibility to lock in a fixed rate on any part of your outstanding balance.
Choose the stability of a fixed rate & monthly payment.
All new balances start at a competitve variable rate and payment.
Choice Home Equity Line of Credit | Typical Home Equity Installment Loan | Typical Home Equity Line of Credit | |
Competitive Rates | ![]() |
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Know your payoff date | ![]() |
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Fixed monthly payment options[3] | ![]() |
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Ongoing access to funds during draw period | ![]() |
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Only pay interest on what you spend | ![]() |
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1. Credit is subject to approval. Certain restrictions and conditions apply.
2. Fixed Rate Part: This account provides the option to convert some or all of the outstanding balances to a fixed APR during the draw period for terms form 5 to 30 years. $100 transfer fee applies each time you establish a fixed rate part. See account terms or ask us for details.
PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”). All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.