Calculators are provided for education and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your mortgage, financial or tax advisor regarding your unique situation.
Closing Costs Calculator
Estimate your mortgage closing costs and the amount needed at settlement.
Estimate Mortgage Closing Costs
This calculator helps you get a general estimate. For a more personalized experience for your specific budget, try our Home Insight© Planner.
FAQ
You’ll enter your loan information – purchase price, down payment as a percentage or dollar amount, term and interest rate.
You can also expand Taxes & Insurance, Origination Fees and Other Settlement Services and enter any amounts you know.
Based on your information, the calculator will give you a dollar amount for your total estimated closing costs. When you hover your cursor over a section of the pie chart, you will be be able to see how much of your closing costs is "Your adjusted origination charges" or "Charges for all other settlement services."
You can also click Payment for a breakdown of how your payments will be applied.
You can also click Breakdown, then See Table for a detailed list of costs and their dollar amounts.
From the Payment or Breakdown view, click Closing Costs to get back to the original view.
Closing costs are the fees and expenses you’ll need to pay when you close your loan.
On average, closing costs are around 3-6% of the loan amount.
They may include the cost for:
- Appraisal
- Credit report
- Flood certification
- Tax service
- Title services
- Owner’s title insurance
- Government recording fees
- Transfer taxes
- Survey
Mortgage rates can change daily. Check current mortgage rates.
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Rate may increase after settlement.
Digital preapproval requires the assistance of a Mortgage Loan Officer. After the first part of the application process is complete, a PNC Mortgage Loan Officer will reach out to finish the remainder of the preapproval.
Borrower must satisfy pre-approval conditions outlined in commitment letter. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.
PNC, PNC HomeHQ, PNC Home Insight and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has a pending patent application directed at various features and functions of Home Insight® Planner. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
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