Your PNC Investment Line of Credit can provide you with the money you need for large projects or big ticket items. It's up to you just how you use it!
Access to cash is easy. No waiting for cash disbursements, or applying for a new loan every time you need cash.
Get the cash you need when you need it without withdrawing the money from your investment account. Simply use your eligible PNC Investments account as collateral.
There's no cost to have access to the cash you need. You'll only pay interest on the amount that you use.
Use your current Online Banking user ID and password to begin.
Complete the application, then agree to the terms and conditions.
Access your line of credit, typically within 2 business days.
You’ll need a PNC Investments account and Online Banking access. Please note: Certain PNC Investments account types, such as retirement, trust, joint, business and margin enabled accounts are not eligible.
$50,000 in eligible assets in a PNC Investments account.
You can get a line of credit for up to 50% of your eligible assets. Minimum credit line amount is $25,000 and maximum credit line amount is $5,000,000.
The Annual Percentage Rate (APR) is a variable rate based on the line of credit amount and creditworthiness and will vary based on Prime Rate.
Retirement accounts are subject to legal and regulatory restrictions that prevent using them to secure a loan or line of credit.
Late Payment fee of $40.
1. Credit is subject to approval. Certain terms and conditions apply. An eligible PNC Investments account and Online Banking access is required.
2. Through your Investment Line of Credit you can borrow up to 50% of the value of the eligible assets in your PNC Investments account. Certain PNC Investments account types, such as retirement, trust, joint, business and margin enabled accounts are not eligible.
3. The Investment Line of Credit is a variable rate loan. The Minimum Monthly Payment during each billing cycle will be the greater of $45 or the sum of any Interest Charges. In no event will the Minimum Monthly Payment be greater than the entire outstanding balance on the account.
BBVA USA has been acquired by The PNC Financial Services Group, Inc. and is operating as an affiliate of PNC Bank, National Association. (PNC Bank, N.A.) until approximately October 12, 2021 when BBVA USA will be merged into PNC Bank, N.A. Both banks will continue to offer independent products. Product offerings may differ in underwriting guidelines, product features, terms, fees and pricing. You are free to apply at either bank for the products of your choice. You can also learn more by contacting us at 1-888-PNC-BANK.
Bank deposit, treasury management and lending products and services are provided by PNC Bank, National Association.
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