Compare a Personal Loan and Line of Credit

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PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and click submit.

 

 

Type

Installment loan with a fixed term

Line of credit that you can draw against as the need arises

Line of credit that you can draw against as the need arises

APR

Fixed Rate

Check Rates »

Variable Rate, based on Wall Street Journal Prime Rate

Check Rates »

Variable Rate, based on Wall Street Journal Prime Rate

Monthly Payment

Fixed, based on initial disbursement

Variable, based on a percentage of the outstanding balance

Variable, based on a percentage of the outstanding balance

Access to Funds

One-time, lump sum

As needed, by check or online transfer

Continuous draw period until the line terms after 5 years 

Loan Amounts

Min: $1,000
Max: $35,000

Min: $1,000
Max: $25,000

Min: $25,000
Max: $5,000,000

Collateral

None

None

Yes, at least double the line size

Ways to Apply

Apply online, by phone or at a branch.

Apply by phone or at a branch.

Apply online

Personal Installment Loan - Unsecured

Learn More »

Type

Installment loan with a fixed term

APR

Fixed Rate

Check Rates »

Monthly Payment

Fixed, based on initial disbursement

Access to Funds

One-time, lump sum

Loan Amounts

Min: $1,000
Max: $35,000

Collateral

None

Ways to Apply

Apply online, by phone or at a branch.

Personal Line of Credit

Learn More »

Type

Line of credit that you can draw against as the need arises

APR

Variable Rate, based on Wall Street Journal Prime Rate

Check Rates »

Monthly Payment

Variable, based on a percentage of the outstanding balance

Access to Funds

As needed, by check or online transfer

Loan Amounts

Min: $1,000
Max: $25,000

Collateral

None

Ways to Apply

Apply by phone or at a branch.

Investment Line of Credit

Learn More »

Type

Line of credit that you can draw against as the need arises

APR

Variable Rate, based on Wall Street Journal Prime Rate

Monthly Payment

Variable, based on a percentage of the outstanding balance

Access to Funds

Continuous draw period until the line terms after 5 years 

Loan Amounts

Min: $25,000
Max: $5,000,000

Collateral

Yes, at least double the line size

Ways to Apply

Apply online

Is this your home zip code?

 Submit

PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and select submit.

 

Important Legal Disclosures and Information

Credit is subject to approval. Certain restrictions and conditions apply.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.