Home Equity Loans & Lines

Whether you want to complete a home improvement project, consolidate debt or finance a major purchase, we have the lending option to help you achieve your goals. 

 

Check Current Home Equity Rates*


Explore Your Lending Options

With a variety of loan options you can find the specific loan to fit your lifestyle and goals. Can't decide? Reach out to one of our support specialists.

Choice Home Equity Line of Credit[1]

 

Access funds when you need them

  • Lock in a fixed rate on all or any part of your variable-rate balance
  • Only pay interest on the amount you use – and the interest may be tax-deductible[2]
  • Get easy access to your funds when you need them - by check, Online Banking, Telephone Banking, at a PNC branch or with a Visa ® Choice Access Card.

Apply Now

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Home Equity Installment Loan[1]

 

Borrow for a specific need

  • Access the funds you need with flexible repayment terms, up to 30 years
  • Enjoy the stability of a loan with predictable monthly payments
  • The interest you pay may be tax-deductible[2]

Apply Now

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Rapid Refinance[1]

 

Refinance at a low cost to access your home's equity[3]

  • Lower cost option to refinance your mortgage or access equity in your home
  • Seamless application process
  • The interest you pay may be tax-deductible[2]

Apply Now

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Not sure? We're here to help

Learn About Home Equity

Home Equity Explained

Compare Home Equity Products

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Call Our Support Line

1-877-535-6319

Mon – Friday: 8am – 10pm ET
Saturday - Sunday: 8am – 5pm ET


Important Legal Disclosures and Information

1. Credit is subject to approval.

2. Interest on home equity loans/lines that are not considered home acquisition debt may not be tax deductible. Please consult your tax advisor.

3. Refinancing at a longer repayment term may lower your mortgage payment, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan. Contact us to discuss the option that best meets your needs.

*Advertised rates for the Home Equity Installment Loan, Choice Home Equity Line of Credit and Home Equity Rapid Refinance Loan include a 0.25% interest rate discount for automated payments from a PNC checking account. 

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”). All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.

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